Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
NLG Insurance CoXNEP:NLG +1.76%84 FCF Yield % is 13.95 as of Aug. 06, 2026, which is 16% above its 10-year median of 12.01. GuruFocus rates XNEP:NLG with a GF Score™ of 84/100 and a GF Value™ of NPR874.86 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, NLG Insurance Co ranks better than 72.62% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
NLG Insurance Co FCF Yield % Related Terms
NLG Insurance Co FCF Yield % Historical Data
* Premium members only.
The historical data trend for NLG Insurance Co's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:NLG vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, NLG Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NLG Insurance Co FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, NLG Insurance Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where NLG Insurance Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLG Insurance Co (XNEP:NLG) has a FCF Yield % of 13.95 as of Aug. 06, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NLG Insurance Co and its competitors. This is 16% above median its historical median of 12.01. According to the industry distribution chart, NLG Insurance Co ranks #138 out of 504 companies in the Insurance industry, placing it in the top 27.4%.
Is NLG Insurance Co's FCF Yield % too high?
NLG Insurance Co's current FCF Yield % of 13.95 is 16% above median its 10-year median of 12.01. The Insurance industry median FCF Yield % is 7.00. NLG Insurance Co's value of 13.95 is 99.3% above this industry median. Based on the distribution chart, NLG Insurance Co ranks #138 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, NLG Insurance Co has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NLG Insurance Co's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NLG Insurance Co ranks #138 out of 504 companies for FCF Yield %. This puts NLG Insurance Co in the upper half of its industry. The industry median FCF Yield % is 7.00. NLG Insurance Co's value of 13.95 is 99.3% above this benchmark. While the company's 10-year median is 12.01 vs. the industry median of 7.00, NLG Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.00, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NLG Insurance Co's current FCF Yield % of 13.95 is 99.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NLG Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLG Insurance Co's current FCF Yield % is 13.95, which is 16% above median its own 10-year median of 12.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLG Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, NLG Insurance Co (XNEP:NLG) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR874.86, compared to a current price of NPR585.00 — trading 33.1% below its estimated fair value. The current FCF Yield % is 13.95, which is 16% above median its 10-year median of 12.01 and 99.3% above the Insurance industry median of 7.00. NLG Insurance Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For NLG Insurance Co (XNEP:NLG), the current FCF Yield % is 13.95 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NLG Insurance Co (XNEP:NLG) Overvalued in 2026?
Based on GuruFocus' analysis, NLG Insurance Co stock appears to be undervalued.
The current stock price of NPR585.00 is trading 33.1% below its estimated GF Value™ of NPR874.86.
GuruFocus considers NLG Insurance Co to be Significantly Undervalued.
Key valuation signals for XNEP:NLG:
FCF Yield %: 13.95 (16% above median its 10-year median of 12.01)
GF Value™: NPR874.86 vs. price of NPR585.00 (33.1% below fair value)
Industry Position: 99.3% above the Insurance median (#138 of 504)
No single metric tells the full story. See the XNEP:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NLG Insurance Co Ltd is a composite insurance company. It provides non-life insurance products. The company's offerings include Motor, Property, Engineering, Marine, Aviation, Agriculture, and Miscellaneous Insurance.
84GF Score
Get the complete analysis for XNEP:NLG
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:NLG has been successfully added to your 
