NLG Insurance Co (XNEP:NLG) PS Ratio: 7.66 (As of Aug. 06, 2026) — Near Median

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XNEP:NLG NLG Insurance Co Ltd XNEP:NLG
84 GF Score
Price NPR585.00
GF Value NPR874.86
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is NLG Insurance Co PS Ratio?

NLG Insurance Co XNEP:NLG +1.76% 84 PS Ratio is 7.66 as of Aug. 06, 2026, which is 1% above its 10-year median of 7.59. GuruFocus rates XNEP:NLG with a GF Score™ of 84/100 and a GF Value™ of NPR874.86 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, NLG Insurance Co ranks worse than 94.61% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, NLG Insurance Co's share price is NPR585.00. NLG Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR76.39. Hence, NLG Insurance Co's PS Ratio for today is 7.66.

Good Sign:

NLG Insurance Co Ltd stock PS Ratio (=7.91) is close to 3-year low of 7.29.

The historical rank and industry rank for NLG Insurance Co's PS Ratio or its related term are showing as below:

XNEP:NLG' s PS Ratio Range Over the Past 10 Years
Min: 2.6   Med: 7.59   Max: 20.46
Current: 7.86

During the past 13 years, NLG Insurance Co's highest PS Ratio was 20.46. The lowest was 2.60. And the median was 7.59.

XNEP:NLG's PS Ratio is ranked worse than
94.61% of 501 companies
in the Insurance industry
Industry Median: 1.17 vs XNEP:NLG: 7.86

NLG Insurance Co's Revenue per Sharefor the three months ended in Apr. 2026 was NPR13.99. Its Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR76.39.

During the past 12 months, the average Revenue per Share Growth Rate of NLG Insurance Co was 40.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 4.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was 0.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 1.60% per year.

During the past 13 years, NLG Insurance Co's highest 3-Year average Revenue per Share Growth Rate was 12.90% per year. The lowest was -7.50% per year. And the median was 2.10% per year.

Back to Basics: PS Ratio


NLG Insurance Co  (XNEP:NLG) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


NLG Insurance Co PS Ratio Related Terms


NLG Insurance Co PS Ratio Historical Data

* Premium members only.

The historical data trend for NLG Insurance Co's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NLG Insurance Co PS Ratio Chart

NLG Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.33 5.63 9.39 11.69 13.97

NLG Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.03 13.97 11.95 8.78 7.85

XNEP:NLG vs BRK.A, AIG, HIG: PS Ratio Comparison

For the Insurance - Diversified subindustry, NLG Insurance Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NLG Insurance Co PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, NLG Insurance Co's PS Ratio distribution charts can be found below:

* The bar in red indicates where NLG Insurance Co's PS Ratio falls into.


XNEP:NLG
84GF Score
NLG Insurance Co Ltd XNEP:NLG
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NLG Insurance Co PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

NLG Insurance Co's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=585.00/76.39
=7.66

NLG Insurance Co's Share Price of today is NPR585.00.
NLG Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR76.39.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 7.66 mean?
NLG Insurance Co (XNEP:NLG) has a PS Ratio of 7.66 as of Aug. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on NLG Insurance Co and its competitors. This is near median its historical median of 7.59. Over the past decade, NLG Insurance Co's PS Ratio has ranged from 2.60 to 20.46. According to the industry distribution chart, NLG Insurance Co ranks #474 out of 501 companies in the Insurance industry, placing it in the top 94.6%.
Is NLG Insurance Co's PS Ratio too high?
NLG Insurance Co's current PS Ratio of 7.66 is near median its 10-year median of 7.59. Over the past 10 years, this metric has ranged from a low of 2.60 to a high of 20.46. The Insurance industry median PS Ratio is 1.17. NLG Insurance Co's value of 7.66 is 554.7% above this industry median. Based on the distribution chart, NLG Insurance Co ranks #474 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NLG Insurance Co has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NLG Insurance Co's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NLG Insurance Co ranks #474 out of 501 companies for PS Ratio. This places NLG Insurance Co in the lower half of its industry. The industry median PS Ratio is 1.17. NLG Insurance Co's value of 7.66 is 554.7% above this benchmark. Historically, NLG Insurance Co's own PS Ratio has ranged from 2.60 to 20.46 over the past decade. While the company's 10-year median is 7.59 vs. the industry median of 1.17, NLG Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.17, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NLG Insurance Co's current PS Ratio of 7.66 is 554.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on NLG Insurance Co and its competitors. For the Insurance industry, the median PS Ratio is 1.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLG Insurance Co's current PS Ratio is 7.66, which is near median its own 10-year median of 7.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLG Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, NLG Insurance Co (XNEP:NLG) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR874.86, compared to a current price of NPR585.00 — trading 33.1% below its estimated fair value. The current PS Ratio is 7.66, which is near median its 10-year median of 7.59 and 554.7% above the Insurance industry median of 1.17. NLG Insurance Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For NLG Insurance Co (XNEP:NLG), the current PS Ratio is 7.66 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NLG Insurance Co (XNEP:NLG) Overvalued in 2026?

Based on GuruFocus' analysis, NLG Insurance Co stock appears to be undervalued. The current stock price of NPR585.00 is trading 33.1% below its estimated GF Value™ of NPR874.86. GuruFocus considers NLG Insurance Co to be Significantly Undervalued.

Key valuation signals for XNEP:NLG:

  • PS Ratio: 7.66 (near median its 10-year median of 7.59)
  • GF Value™: NPR874.86 vs. price of NPR585.00 (33.1% below fair value)
  • GF Score™: 84/100 with 2 warning signs
  • Industry Position: 554.7% above the Insurance median (#474 of 501)

No single metric tells the full story. See the XNEP:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NLG Insurance Co Business Description

Address Lazimpat, Kathmandu, NPL
NLG Insurance Co Ltd is a composite insurance company. It provides non-life insurance products. The company's offerings include Motor, Property, Engineering, Marine, Aviation, Agriculture, and Miscellaneous Insurance.
84GF Score

Get the complete analysis for XNEP:NLG

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR585.00
Price
NPR874.86
GF Value