NLG Insurance Co (XNEP:NLG) Net Debt Paydown Yield % : -0.23% (As of Aug. 16, 2026)

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XNEP:NLG NLG Insurance Co Ltd XNEP:NLG
83 GF Score
Price NPR565.00
GF Value NPR875.84
Valuation Significantly Undervalued
! 1 Warning Sign
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What is NLG Insurance Co Net Debt Paydown Yield %?

NLG Insurance Co XNEP:NLG -1.05% 83 Net Debt Paydown Yield % is -0.23% as of Aug. 16, 2026. GuruFocus rates XNEP:NLG with a GF Score™ of 83/100 and a GF Value™ of NPR875.84 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 424 Insurance companies, NLG Insurance Co ranks worse than 53.3% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, NLG Insurance Co's Net Debt Paydown Yield % was -0.23%.


NLG Insurance Co  (XNEP:NLG) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


NLG Insurance Co Net Debt Paydown Yield % Related Terms


NLG Insurance Co Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for NLG Insurance Co's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NLG Insurance Co Net Debt Paydown Yield % Chart

NLG Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.19 -0.16

NLG Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 -0.16 -0.19 -0.40 -0.16

XNEP:NLG vs BRK.A, AIG, HIG: Net Debt Paydown Yield % Comparison

For the Insurance - Diversified subindustry, NLG Insurance Co's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NLG Insurance Co Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, NLG Insurance Co's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where NLG Insurance Co's Net Debt Paydown Yield % falls into.


XNEP:NLG
83GF Score
NLG Insurance Co Ltd XNEP:NLG
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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NLG Insurance Co Net Debt Paydown Yield % Calculation

NLG Insurance Co's Net Debt Paydown Yield % for the quarter that ended in Apr. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 50.42-85.45 )/21312.6
=-0.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.23% mean?
NLG Insurance Co (XNEP:NLG) has a Net Debt Paydown Yield % of -0.23% as of Aug. 16, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on NLG Insurance Co and its competitors. According to the industry distribution chart, NLG Insurance Co ranks #226 out of 424 companies in the Insurance industry, placing it in the top 53.3%.
Is NLG Insurance Co's Net Debt Paydown Yield % too high?
NLG Insurance Co's current Net Debt Paydown Yield % is -0.23%. Based on the distribution chart, NLG Insurance Co ranks #226 out of 424 companies in the Insurance industry, which is below the industry midpoint. Overall, NLG Insurance Co has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NLG Insurance Co's Net Debt Paydown Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NLG Insurance Co ranks #226 out of 424 companies for Net Debt Paydown Yield %. This places NLG Insurance Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on NLG Insurance Co and its competitors. NLG Insurance Co's current Net Debt Paydown Yield % is -0.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLG Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, NLG Insurance Co (XNEP:NLG) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR875.84, compared to a current price of NPR565.00 — trading 35.5% below its estimated fair value. The current Net Debt Paydown Yield % is -0.23%. NLG Insurance Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For NLG Insurance Co (XNEP:NLG), the current Net Debt Paydown Yield % is -0.23% as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NLG Insurance Co (XNEP:NLG) Overvalued in 2026?

Based on GuruFocus' analysis, NLG Insurance Co stock appears to be undervalued. The current stock price of NPR565.00 is trading 35.5% below its estimated GF Value™ of NPR875.84. GuruFocus considers NLG Insurance Co to be Significantly Undervalued.

Key valuation signals for XNEP:NLG:

  • Net Debt Paydown Yield %: -0.23%
  • GF Value™: NPR875.84 vs. price of NPR565.00 (35.5% below fair value)
  • GF Score™: 83/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NLG Insurance Co Business Description

Address Lazimpat, Kathmandu, NPL
NLG Insurance Co Ltd is a composite insurance company. It provides non-life insurance products. The company's offerings include Motor, Property, Engineering, Marine, Aviation, Agriculture, and Miscellaneous Insurance.
83GF Score

Get the complete analysis for XNEP:NLG

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR565.00
Price
NPR875.84
GF Value