FNLC (First Bancorp) Ending Cash Position: $23.61 Mil (As of Mar. 2026)


FNLC First Bancorp Inc FNLC
58 GF Score
Price $35.11
GF Value $29.47
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Bancorp Ending Cash Position?

First Bancorp FNLC +0.43% 58 Ending Cash Position is $23.61 Mil as of Mar. 2026. GuruFocus rates FNLC with a GF Score™ of 58/100 and a GF Value™ of $29.47 (Modestly Overvalued). The stock has 6 warning signs investors should review.

First Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 was $23.61 Mil.

First Bancorp's quarterly Ending Cash Position declined from Sep. 2025 ($31.61 Mil) to Dec. 2025 ($27.78 Mil) and declined from Dec. 2025 ($27.78 Mil) to Mar. 2026 ($23.61 Mil).

First Bancorp's annual Ending Cash Position declined from Dec. 2023 ($31.94 Mil) to Dec. 2024 ($27.64 Mil) but then increased from Dec. 2024 ($27.64 Mil) to Dec. 2025 ($27.78 Mil).

First Bancorp Ending Cash Position Related Terms

First Bancorp Ending Cash Position Historical Data

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The historical data trend for First Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Bancorp Ending Cash Position Chart

First Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.63 22.73 31.94 27.64 27.78

First Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.43 27.36 31.61 27.78 23.61
FNLC
58GF Score
First Bancorp Inc FNLC
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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First Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

First Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=27.636+0.143
=27.78

First Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=27.779+-4.172
=23.61

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $23.61 Mil mean?
First Bancorp (FNLC) has a Ending Cash Position of $23.61 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on First Bancorp and its competitors.
Is First Bancorp's Ending Cash Position too high?
First Bancorp's current Ending Cash Position is $23.61 Mil. Overall, First Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp's Ending Cash Position compare to PCB and PLBC?
First Bancorp's Ending Cash Position of $23.61 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on First Bancorp and its competitors. First Bancorp's current Ending Cash Position is $23.61 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp (FNLC) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.47, compared to a current price of $35.11 — trading 19.1% above its estimated fair value. The current Ending Cash Position is $23.61 Mil. First Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For First Bancorp (FNLC), the current Ending Cash Position is $23.61 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bancorp (FNLC) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancorp stock appears to be overvalued. The current stock price of $35.11 is trading 19.1% above its estimated GF Value™ of $29.47. GuruFocus considers First Bancorp to be Modestly Overvalued.

Key valuation signals for FNLC:

  • Ending Cash Position: $23.61 Mil
  • GF Value™: $29.47 vs. price of $35.11 (19.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FNLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancorp Business Description

Address 223 Main Street, Damariscotta, ME, USA, 04543
First Bancorp Inc is a Damariscotta-based bank holding company providing a range of retail and commercial banking services, including deposit accounts and consumer, commercial, and mortgage loans. The company provides investment management and private banking services through an operating division of the bank. Its revenues are generally derived from dividends paid to the company by the bank.
58GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.11
Price
$29.47
GF Value