FNLC (First Bancorp) Quality Rank


FNLC First Bancorp Inc FNLC
57 GF Score
Price $35.48
GF Value $29.46
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Bancorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

First Bancorp Quality Rank Related Terms

FNLC
57GF Score
First Bancorp Inc FNLC
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Bancorp (FNLC) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancorp stock appears to be overvalued. The current stock price of $35.48 is trading 20.4% above its estimated GF Value™ of $29.46. GuruFocus considers First Bancorp to be Modestly Overvalued.

Key valuation signals for FNLC:

  • Quality Rank:
  • GF Value™: $29.46 vs. price of $35.48 (20.4% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the FNLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancorp Business Description

Address 223 Main Street, Damariscotta, ME, USA, 04543
First Bancorp Inc is a Damariscotta-based bank holding company providing a range of retail and commercial banking services, including deposit accounts and consumer, commercial, and mortgage loans. The company provides investment management and private banking services through an operating division of the bank. Its revenues are generally derived from dividends paid to the company by the bank.
57GF Score

Get the complete analysis for FNLC

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.48
Price
$29.46
GF Value