FNLC (First Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


FNLC First Bancorp Inc FNLC
57 GF Score
Price $35.48
GF Value $29.46
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is First Bancorp ROC (Joel Greenblatt) %?

First Bancorp FNLC +4.23% 57 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FNLC with a GF Score™ of 57/100 and a GF Value™ of $29.46 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 47 Banks companies, First Bancorp ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FNLC
57GF Score
First Bancorp Inc FNLC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
First Bancorp (FNLC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Bancorp and its competitors. According to the industry distribution chart, First Bancorp ranks #999999 out of 47 companies in the Banks industry.
Is First Bancorp's ROC (Joel Greenblatt) % too high?
First Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, First Bancorp ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Bancorp has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp's ROC (Joel Greenblatt) % compare to NWFL and CHMG?
According to the Banks industry distribution chart, First Bancorp ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places First Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 70.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 70.66, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 70.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp (FNLC) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.46, compared to a current price of $35.48 — trading 20.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. First Bancorp's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For First Bancorp (FNLC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bancorp (FNLC) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancorp stock appears to be overvalued. The current stock price of $35.48 is trading 20.4% above its estimated GF Value™ of $29.46. GuruFocus considers First Bancorp to be Modestly Overvalued.

Key valuation signals for FNLC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $29.46 vs. price of $35.48 (20.4% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the FNLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancorp Business Description

Address 223 Main Street, Damariscotta, ME, USA, 04543
First Bancorp Inc is a Damariscotta-based bank holding company providing a range of retail and commercial banking services, including deposit accounts and consumer, commercial, and mortgage loans. The company provides investment management and private banking services through an operating division of the bank. Its revenues are generally derived from dividends paid to the company by the bank.
57GF Score

Get the complete analysis for FNLC

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.48
Price
$29.46
GF Value