MBIN (Merchants Bancorp) Ending Cash Position: $83.2 Mil (As of Mar. 2026)

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MBIN Merchants Bancorp MBIN
78 GF Score
Price $49.62
GF Value $42.69
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Merchants Bancorp Ending Cash Position?

Merchants Bancorp MBIN -1.23% 78 Ending Cash Position is $83.2 Mil as of Mar. 2026. GuruFocus rates MBIN with a GF Score™ of 78/100 and a GF Value™ of $42.69 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Merchants Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 was $83.2 Mil.

Merchants Bancorp's quarterly Ending Cash Position declined from Sep. 2025 ($598.0 Mil) to Dec. 2025 ($212.2 Mil) and declined from Dec. 2025 ($212.2 Mil) to Mar. 2026 ($83.2 Mil).

Merchants Bancorp's annual Ending Cash Position declined from Dec. 2023 ($584.4 Mil) to Dec. 2024 ($476.6 Mil) and declined from Dec. 2024 ($476.6 Mil) to Dec. 2025 ($212.2 Mil).

Merchants Bancorp Ending Cash Position Related Terms

Merchants Bancorp Ending Cash Position Historical Data

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The historical data trend for Merchants Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Merchants Bancorp Ending Cash Position Chart

Merchants Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,032.61 226.16 584.42 476.61 212.20

Merchants Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 521.30 647.17 598.04 212.20 83.22
MBIN
78GF Score
Merchants Bancorp MBIN
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Merchants Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Merchants Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=476.61+-264.408
=212.2

Merchants Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=212.202+-128.987
=83.2

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $83.2 Mil mean?
Merchants Bancorp (MBIN) has a Ending Cash Position of $83.2 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Merchants Bancorp and its competitors.
Is Merchants Bancorp's Ending Cash Position too high?
Merchants Bancorp's current Ending Cash Position is $83.2 Mil. Overall, Merchants Bancorp has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Merchants Bancorp's Ending Cash Position compare to BANR and BLX?
Merchants Bancorp's Ending Cash Position of $83.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Merchants Bancorp and its competitors. Merchants Bancorp's current Ending Cash Position is $83.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Merchants Bancorp (MBIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $42.69, compared to a current price of $49.62 — trading 16.2% above its estimated fair value. The current Ending Cash Position is $83.2 Mil. Merchants Bancorp's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Merchants Bancorp (MBIN), the current Ending Cash Position is $83.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Merchants Bancorp (MBIN) Overvalued in 2026?

Based on GuruFocus' analysis, Merchants Bancorp stock appears to be overvalued. The current stock price of $49.62 is trading 16.2% above its estimated GF Value™ of $42.69. GuruFocus considers Merchants Bancorp to be Modestly Overvalued.

Key valuation signals for MBIN:

  • Ending Cash Position: $83.2 Mil
  • GF Value™: $42.69 vs. price of $49.62 (16.2% above fair value)
  • GF Score™: 78/100 with 10 warning signs

No single metric tells the full story. See the MBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Merchants Bancorp Business Description

Other Exchanges MBINN.PFD:USA3KD:Germany
Address 410 Monon Boulevard, Carmel, IN, USA, 46032
Merchants Bancorp is a United States-based bank holding company operating multiple lines of business focused on FHA multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, and traditional community banking. Its segments include Multi-family Mortgage Banking, which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing, which offers mortgage warehouse financing, commercial loans and deposit services; and the Banking segment, which generates maximum revenue and provides portfolio lending for multi-family and healthcare facility loans, residential mortgage banking, agricultural lending, SBA lending and community banking.
78GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.62
Price
$42.69
GF Value