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Merchants Bancorp (Merchants Bancorp) Capital Adequacy Tier - Tier 1 Ratio % : 0.00% (As of Dec. 2023)


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What is Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

The historical rank and industry rank for Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

MBIN's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio % Chart

Merchants Bancorp Annual Data
Trend Dec21 Dec22 Dec23
Capital Adequacy Tier - Tier 1 Ratio %
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Merchants BancorpQuarterly Data
Trend Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Capital Adequacy Tier - Tier 1 Ratio %
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Competitive Comparison of Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Merchants Bancorp  (NAS:MBIN) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Merchants Bancorp  (NAS:MBIN) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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Merchants Bancorp (Merchants Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Merchants Bancorp (NAS:MBIN) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %
Address
410 Monon Boulevard, Carmel, IN, USA, 46032
Merchants Bancorp is a United States based bank holding company. It operates multiple lines of business focusing on FHA (Federal Housing Administration) multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, traditional community banking. The business segments of the company are: Multi-family Mortgage Banking which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing segment which funds agency-eligible residential loans as well as commercial loans to nondepository financial institutions; and Banking segment that provides a wide range of financial products and services to consumers and businesses, including commercial and other consumer loan products.
Executives
Randall D. Rogers director, officer: Vice Chairman 410 MONON BLVD, CARMEL IN 46032
Michael R. Dury officer: CEO of Merchants Capital 410 MONON BLVD, CARMEL IN 46032
Michael F. Petrie director, 10 percent owner, officer: Chairman and CEO 410 MONON BLVD, CARMEL IN 46032
Michael J. Dunlap director, officer: President, COO 410 MONON BLVD, CARMEL IN 46032
Terry A Oznick officer: SVP, General Counsel 410 MONON BLVD, CARMEL IN 46032
Anne E. Sellers director 410 MONON BLVD, CARMEL IN 46032
Andrew Juster director 410 MONON BLVD, CARMEL IN 46032
David N. Shane director 410 MONON BLVD, CARMEL IN 46032
Sue Anne Gilroy director 410 MONON BLVD, CARMEL IN 46032
Kevin T Langford officer: Chief Administrative Officer 410 MONON BLVD, CARMEL IN 46032
Susan Dehner Kucer officer: Indianpolis Market President 410 MONON BLVD, CARMEL IN 46032
Scott A. Evans director, officer: Lynn Market President 410 MONON BLVD, CARMEL IN 46032
Jerry F. Koors officer: Merchants Mortgage President 410 MONON BLVD, CARMEL IN 46032
John F. Macke officer: Chief Financial Officer 410 MONON BLVD, CARMEL IN 46032
Jody J. Petrie 10 percent owner 11555 N. MERIDIAN STREET, SUITE 400, CARMEL IN 46032