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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-27), Merchants Bancorp's 3-1 Month Momentum % is 2.21%.
The industry rank for Merchants Bancorp's 3-1 Month Momentum % or its related term are showing as below:
MBIN's 3-1 Month Momentum % is ranked worse than 51.62% of 1575
companies
in the Banks industry
Industry Median: 2.6
vs MBIN: 2.21
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Merchants Bancorp 3-1 Month Momentum % Related Terms
MBIN vs OFG, BLX, NWBI: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Merchants Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Merchants Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Merchants Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Merchants Bancorp's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Merchants Bancorp (MBIN) has a 3-1 Month Momentum % of 2.21% as of Jul. 27, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Merchants Bancorp and its competitors. According to the industry distribution chart, Merchants Bancorp ranks #813 out of 1575 companies in the Banks industry, placing it in the top 51.6%.
Is Merchants Bancorp's 3-1 Month Momentum % too high?
Merchants Bancorp's current 3-1 Month Momentum % is 2.21%. The Banks industry median 3-1 Month Momentum % is 2.60. Merchants Bancorp's value of 2.21% is 15% below this industry median. Based on the distribution chart, Merchants Bancorp ranks #813 out of 1575 companies in the Banks industry, which is below the industry midpoint. Overall, Merchants Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Merchants Bancorp's 3-1 Month Momentum % compare to OFG and BLX?
According to the Banks industry distribution chart, Merchants Bancorp ranks #813 out of 1575 companies for 3-1 Month Momentum %. This places Merchants Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.60. Merchants Bancorp's value of 2.21% is 15% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.60, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Merchants Bancorp's current 3-1 Month Momentum % of 2.21% is 15% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Merchants Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Merchants Bancorp's current 3-1 Month Momentum % is 2.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Merchants Bancorp (MBIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $42.73, compared to a current price of $49.47 — trading 15.8% above its estimated fair value. The current 3-1 Month Momentum % is 2.21% and 15% below the Banks industry median of 2.60. Merchants Bancorp's overall GF Score™ is 79/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Merchants Bancorp (MBIN), the current 3-1 Month Momentum % is 2.21% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Merchants Bancorp (MBIN) Overvalued in 2026?
Based on GuruFocus' analysis, Merchants Bancorp stock appears to be overvalued.
The current stock price of $49.47 is trading 15.8% above its estimated GF Value™ of $42.73.
GuruFocus considers Merchants Bancorp to be Modestly Overvalued.
Key valuation signals for MBIN:
3-1 Month Momentum %: 2.21%
GF Value™: $42.73 vs. price of $49.47 (15.8% above fair value)
Industry Position: 15% below the Banks median (#813 of 1575)
No single metric tells the full story. See the MBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Merchants Bancorp is a United States-based bank holding company operating multiple lines of business focused on FHA multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, and traditional community banking. Its segments include Multi-family Mortgage Banking, which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing, which offers mortgage warehouse financing, commercial loans and deposit services; and the Banking segment, which generates maximum revenue and provides portfolio lending for multi-family and healthcare facility loans, residential mortgage banking, agricultural lending, SBA lending and community banking.
79GF Score
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