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Capital India Finance (NSE:CIFL) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Capital India Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹9,162 Mil.
Capital India Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-576 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Capital India Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital India Finance EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital India Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Capital India Finance's EV-to-EBIT falls into.
Capital India Finance's current Enterprise Value is ₹13,359 Mil.
Capital India Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-576 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital India Finance (NSE:CIFL) has a EV-to-EBIT of -23.18 as of Aug. 29, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Capital India Finance and its competitors. According to the industry distribution chart, Capital India Finance ranks #999999 out of 312 companies in the Credit Services industry.
Is Capital India Finance's EV-to-EBIT too high?
Capital India Finance's current EV-to-EBIT is -23.18. Based on the distribution chart, Capital India Finance ranks #999999 out of 312 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Capital India Finance has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capital India Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Capital India Finance ranks #999999 out of 312 companies for EV-to-EBIT. This places Capital India Finance in the lower half of its industry. The industry median EV-to-EBIT is 22.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.02, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Capital India Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital India Finance's current EV-to-EBIT is -23.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital India Finance stock overvalued right now?
Based on GuruFocus' analysis, Capital India Finance (NSE:CIFL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹25.82, compared to a current price of ₹20.72 — trading 19.8% below its estimated fair value. The current EV-to-EBIT is -23.18. Capital India Finance's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Capital India Finance (NSE:CIFL), the current EV-to-EBIT is -23.18 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital India Finance (NSE:CIFL) Overvalued in 2026?
Based on GuruFocus' analysis, Capital India Finance stock appears to be undervalued.
The current stock price of ₹20.72 is trading 19.8% below its estimated GF Value™ of ₹25.82.
GuruFocus considers Capital India Finance to be Modestly Undervalued.
Key valuation signals for NSE:CIFL:
EV-to-EBIT: -23.18
GF Value™: ₹25.82 vs. price of ₹20.72 (19.8% below fair value)
No single metric tells the full story. See the NSE:CIFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital India Finance Ltd is a non-banking financial company. It operates through two segments: lending business and Forex services, including MTSS business. The lending services include providing loans to Micro, Small, and Medium enterprises and other customers across various industries. Revenue from the lending business includes interest income and fee income. Forex services comprise overseas remittances, foreign currency prepaid travel cards, Money Transfer Service Scheme (MTSS), and import and export foreign currency notes.
50GF Score
Get the complete analysis for NSE:CIFL
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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