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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Capital India Finance's Revenue for the
three
months ended in Mar. 2026 was ₹1,213 Mil. Capital India Finance's average Accounts Receivable for the
three
months ended in Mar. 2026 was ₹78 Mil.
Hence, Capital India Finance's Receivables Turnover for the
three
months ended in Mar. 2026 was 15.64.
Capital India Finance (NSE:CIFL) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Capital India Finance Receivables Turnover Related Terms
Capital India Finance Receivables Turnover Historical Data
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The historical data trend for Capital India Finance's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:CIFL vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Capital India Finance's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital India Finance Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital India Finance's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Capital India Finance's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital India Finance (NSE:CIFL) has a Receivables Turnover of 15.64 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Capital India Finance and its competitors. According to the industry distribution chart, Capital India Finance ranks #74 out of 295 companies in the Credit Services industry, placing it in the top 25.1%.
Is Capital India Finance's Receivables Turnover too high?
Capital India Finance's current Receivables Turnover is 15.64. The Credit Services industry median Receivables Turnover is 8.81. Capital India Finance's value of 15.64 is 77.5% above this industry median. Based on the distribution chart, Capital India Finance ranks #74 out of 295 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capital India Finance has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital India Finance's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Capital India Finance ranks #74 out of 295 companies for Receivables Turnover. This puts Capital India Finance in the upper half of its industry. The industry median Receivables Turnover is 8.81. Capital India Finance's value of 15.64 is 77.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.81, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital India Finance's current Receivables Turnover of 15.64 is 77.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Capital India Finance and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital India Finance's current Receivables Turnover is 15.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital India Finance stock overvalued right now?
Based on GuruFocus' analysis, Capital India Finance (NSE:CIFL) is currently considered Fairly Valued. The stock's GF Value™ is ₹23.53, compared to a current price of ₹21.88 — trading 7% below its estimated fair value. The current Receivables Turnover is 15.64 and 77.5% above the Credit Services industry median of 8.81. Capital India Finance's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Capital India Finance (NSE:CIFL), the current Receivables Turnover is 15.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital India Finance (NSE:CIFL) Overvalued in 2026?
Based on GuruFocus' analysis, Capital India Finance stock appears to be undervalued.
The current stock price of ₹21.88 is trading 7% below its estimated GF Value™ of ₹23.53.
GuruFocus considers Capital India Finance to be Fairly Valued.
Key valuation signals for NSE:CIFL:
Receivables Turnover: 15.64
GF Value™: ₹23.53 vs. price of ₹21.88 (7% below fair value)
Industry Position: 77.5% above the Credit Services median (#74 of 295)
No single metric tells the full story. See the NSE:CIFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital India Finance Ltd is a non-banking financial company. It operates through two segments: lending business and Forex services, including MTSS business. The lending services include providing loans to Micro, Small, and Medium enterprises and other customers across various industries. Revenue from the lending business includes interest income and fee income. Forex services comprise overseas remittances, foreign currency prepaid travel cards, Money Transfer Service Scheme (MTSS), and import and export foreign currency notes.
53GF Score
Get the complete analysis for NSE:CIFL
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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