ACI Worldwide (FRA:TSA) EV-to-EBITDA: 12.79 (As of Aug. 20, 2026) — Near Median

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FRA:TSA ACI Worldwide Inc FRA:TSA
82 GF Score
Price €44.60
GF Value €43.99
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is ACI Worldwide EV-to-EBITDA?

ACI Worldwide FRA:TSA -0.45% 82 EV-to-EBITDA is 12.79 as of Aug. 20, 2026, which is 8% below its 10-year median of 13.88. GuruFocus rates FRA:TSA with a GF Score™ of 82/100 and a GF Value™ of €43.99 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,965 Software companies, ACI Worldwide ranks worse than 58.27% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, ACI Worldwide's enterprise value is €5,122 Mil. ACI Worldwide's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €401 Mil. Therefore, ACI Worldwide's EV-to-EBITDA for today is 12.79.

The historical rank and industry rank for ACI Worldwide's EV-to-EBITDA or its related term are showing as below:

FRA:TSA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.83   Med: 13.88   Max: 23.75
Current: 12.66

During the past 13 years, the highest EV-to-EBITDA of ACI Worldwide was 23.75. The lowest was 7.83. And the median was 13.88.

FRA:TSA's EV-to-EBITDA is ranked worse than
58.27% of 1965 companies
in the Software industry
Industry Median: 10.39 vs FRA:TSA: 12.66

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-20), ACI Worldwide's stock price is €44.60. ACI Worldwide's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €1.868. Therefore, ACI Worldwide's PE Ratio (TTM) for today is 23.88.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


ACI Worldwide  (FRA:TSA) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ACI Worldwide's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=44.60/1.868
=23.88

ACI Worldwide's share price for today is €44.60.
ACI Worldwide's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.868.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


ACI Worldwide EV-to-EBITDA Related Terms


ACI Worldwide EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ACI Worldwide's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACI Worldwide EV-to-EBITDA Chart

ACI Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.77 8.78 11.72 13.99 11.81

ACI Worldwide Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.32 12.69 11.81 10.77 12.36

FRA:TSA vs PATH, DOX, WEX: EV-to-EBITDA Comparison

For the Software - Infrastructure subindustry, ACI Worldwide's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACI Worldwide EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, ACI Worldwide's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ACI Worldwide's EV-to-EBITDA falls into.


FRA:TSA
82GF Score
ACI Worldwide Inc FRA:TSA
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ACI Worldwide EV-to-EBITDA Calculation

ACI Worldwide's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=5121.599/400.589
=12.79

ACI Worldwide's current Enterprise Value is €5,122 Mil.
ACI Worldwide's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €401 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 12.79 mean?
ACI Worldwide (FRA:TSA) has a EV-to-EBITDA of 12.79 as of Aug. 20, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ACI Worldwide. This is near median its historical median of 13.88. Over the past decade, ACI Worldwide's EV-to-EBITDA has ranged from 7.83 to 23.75. According to the industry distribution chart, ACI Worldwide ranks #1145 out of 1965 companies in the Software industry, placing it in the top 58.3%.
Is ACI Worldwide's EV-to-EBITDA too high?
ACI Worldwide's current EV-to-EBITDA of 12.79 is near median its 10-year median of 13.88. Over the past 10 years, this metric has ranged from a low of 7.83 to a high of 23.75. The Software industry median EV-to-EBITDA is 10.39. ACI Worldwide's value of 12.79 is 23.1% above this industry median. Based on the distribution chart, ACI Worldwide ranks #1145 out of 1965 companies in the Software industry, which is below the industry midpoint. Overall, ACI Worldwide has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ACI Worldwide's EV-to-EBITDA compare to PATH and DOX?
According to the Software industry distribution chart, ACI Worldwide ranks #1145 out of 1965 companies for EV-to-EBITDA. This places ACI Worldwide in the lower half of its industry. The industry median EV-to-EBITDA is 10.39. ACI Worldwide's value of 12.79 is 23.1% above this benchmark. Historically, ACI Worldwide's own EV-to-EBITDA has ranged from 7.83 to 23.75 over the past decade. While the company's 10-year median is 13.88 vs. the industry median of 10.39, ACI Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.39, based on 1,965 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACI Worldwide's current EV-to-EBITDA of 12.79 is 23.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ACI Worldwide. For the Software industry, the median EV-to-EBITDA is 10.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACI Worldwide's current EV-to-EBITDA is 12.79, which is near median its own 10-year median of 13.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACI Worldwide stock overvalued right now?
Based on GuruFocus' analysis, ACI Worldwide (FRA:TSA) is currently considered Fairly Valued. The stock's GF Value™ is €43.99, compared to a current price of €44.60 — trading 1.4% above its estimated fair value. The current EV-to-EBITDA is 12.79, which is near median its 10-year median of 13.88 and 23.1% above the Software industry median of 10.39. ACI Worldwide's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For ACI Worldwide (FRA:TSA), the current EV-to-EBITDA is 12.79 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACI Worldwide (FRA:TSA) Overvalued in 2026?

Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued. The current stock price of €44.60 is trading 1.4% above its estimated GF Value™ of €43.99. GuruFocus considers ACI Worldwide to be Fairly Valued.

Key valuation signals for FRA:TSA:

  • EV-to-EBITDA: 12.79 (near median its 10-year median of 13.88)
  • GF Value™: €43.99 vs. price of €44.60 (1.4% above fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 23.1% above the Software median (#1145 of 1965)

No single metric tells the full story. See the FRA:TSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACI Worldwide Business Description

Other Exchanges ACIW:USA
Address 6060 Coventry Drive, Elkhorn, NE, USA, 68022-6482
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score

Get the complete analysis for FRA:TSA

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.60
Price
€43.99
GF Value