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ACI WorldwideFRA:TSA -0.45%82 FCF Margin % is 13.26% as of Jun. 2026, which is 22% above its 10-year median of 10.89. GuruFocus rates FRA:TSA with a GF Score™ of 82/100 and a GF Value™ of €43.99 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,818 Software companies, ACI Worldwide ranks better than 80.87% on this metric.
The historical data trend for ACI Worldwide's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:TSA vs PATH, DOX, WEX: FCF Margin % Comparison
For the Software - Infrastructure subindustry, ACI Worldwide's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ACI Worldwide FCF Margin % vs Software Industry
For the Software industry and Technology sector, ACI Worldwide's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ACI Worldwide's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACI Worldwide (FRA:TSA) has a FCF Margin % of 13.26% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ACI Worldwide and its competitors. This is 22% above median its historical median of 10.89. Over the past decade, ACI Worldwide's FCF Margin % has ranged from 3.65 to 20.73. According to the industry distribution chart, ACI Worldwide ranks #539 out of 2818 companies in the Software industry, placing it in the top 19.1%.
Is ACI Worldwide's FCF Margin % too high?
ACI Worldwide's current FCF Margin % of 13.26% is 22% above median its 10-year median of 10.89. Over the past 10 years, this metric has ranged from a low of 3.65 to a high of 20.73. The Software industry median FCF Margin % is 2.18. ACI Worldwide's value of 13.26% is 508.3% above this industry median. Based on the distribution chart, ACI Worldwide ranks #539 out of 2818 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, ACI Worldwide has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ACI Worldwide's FCF Margin % compare to PATH and DOX?
According to the Software industry distribution chart, ACI Worldwide ranks #539 out of 2818 companies for FCF Margin %. This places ACI Worldwide in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.18. ACI Worldwide's value of 13.26% is 508.3% above this benchmark. Historically, ACI Worldwide's own FCF Margin % has ranged from 3.65 to 20.73 over the past decade. While the company's 10-year median is 10.89 vs. the industry median of 2.18, ACI Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.18, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACI Worldwide's current FCF Margin % of 13.26% is 508.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ACI Worldwide and its competitors. For the Software industry, the median FCF Margin % is 2.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACI Worldwide's current FCF Margin % is 13.26%, which is 22% above median its own 10-year median of 10.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACI Worldwide stock overvalued right now?
Based on GuruFocus' analysis, ACI Worldwide (FRA:TSA) is currently considered Fairly Valued. The stock's GF Value™ is €43.99, compared to a current price of €44.60 — trading 1.4% above its estimated fair value. The current FCF Margin % is 13.26%, which is 22% above median its 10-year median of 10.89 and 508.3% above the Software industry median of 2.18. ACI Worldwide's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ACI Worldwide (FRA:TSA), the current FCF Margin % is 13.26% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ACI Worldwide (FRA:TSA) Overvalued in 2026?
Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued.
The current stock price of €44.60 is trading 1.4% above its estimated GF Value™ of €43.99.
GuruFocus considers ACI Worldwide to be Fairly Valued.
Key valuation signals for FRA:TSA:
FCF Margin %: 13.26% (22% above median its 10-year median of 10.89)
GF Value™: €43.99 vs. price of €44.60 (1.4% above fair value)
Industry Position: 508.3% above the Software median (#539 of 2818)
No single metric tells the full story. See the FRA:TSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score
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