ACI Worldwide (FRA:TSA) EV-to-OCF: 18.08 (As of Aug. 20, 2026) — 19% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:TSA ACI Worldwide Inc FRA:TSA
82 GF Score
Price €44.60
GF Value €43.99
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is ACI Worldwide EV-to-OCF?

ACI Worldwide FRA:TSA -0.45% 82 EV-to-OCF is 18.08 as of Aug. 20, 2026, which is 19% below its 10-year median of 22.42. GuruFocus rates FRA:TSA with a GF Score™ of 82/100 and a GF Value™ of €43.99 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,877 Software companies, ACI Worldwide ranks worse than 74.28% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, ACI Worldwide's Enterprise Value is €5,122 Mil. ACI Worldwide's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €283 Mil. Therefore, ACI Worldwide's EV-to-OCF for today is 18.08.

The historical rank and industry rank for ACI Worldwide's EV-to-OCF or its related term are showing as below:

FRA:TSA' s EV-to-OCF Range Over the Past 10 Years
Min: 14.15   Med: 22.42   Max: 44.44
Current: 17.98

During the past 13 years, the highest EV-to-OCF of ACI Worldwide was 44.44. The lowest was 14.15. And the median was 22.42.

FRA:TSA's EV-to-OCF is ranked worse than
74.28% of 2877 companies
in the Software industry
Industry Median: 7.02 vs FRA:TSA: 17.98

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-20), ACI Worldwide's stock price is €44.60. ACI Worldwide's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €1.868. Therefore, ACI Worldwide's PE Ratio (TTM) for today is 23.88.


ACI Worldwide  (FRA:TSA) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ACI Worldwide's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=44.60/1.868
=23.88

ACI Worldwide's share price for today is €44.60.
ACI Worldwide's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.868.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


ACI Worldwide EV-to-OCF Related Terms


ACI Worldwide EV-to-OCF Historical Data

* Premium members only.

The historical data trend for ACI Worldwide's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACI Worldwide EV-to-OCF Chart

ACI Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.74 24.38 25.04 17.29 17.23

ACI Worldwide Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.79 18.77 17.23 15.64 17.50

FRA:TSA vs PATH, DOX, WEX: EV-to-OCF Comparison

For the Software - Infrastructure subindustry, ACI Worldwide's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACI Worldwide EV-to-OCF vs Software Industry

For the Software industry and Technology sector, ACI Worldwide's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where ACI Worldwide's EV-to-OCF falls into.


FRA:TSA
82GF Score
ACI Worldwide Inc FRA:TSA
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ACI Worldwide EV-to-OCF Calculation

ACI Worldwide's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=5121.599/283.243
=18.08

ACI Worldwide's current Enterprise Value is €5,122 Mil.
ACI Worldwide's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €283 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 18.08 mean?
ACI Worldwide (FRA:TSA) has a EV-to-OCF of 18.08 as of Aug. 20, 2026. This is 19% below median its historical median of 22.42. Over the past decade, ACI Worldwide's EV-to-OCF has ranged from 14.15 to 44.44. According to the industry distribution chart, ACI Worldwide ranks #2137 out of 2877 companies in the Software industry, placing it in the top 74.3%.
Is ACI Worldwide's EV-to-OCF too high?
ACI Worldwide's current EV-to-OCF of 18.08 is 19% below median its 10-year median of 22.42. Over the past 10 years, this metric has ranged from a low of 14.15 to a high of 44.44. The Software industry median EV-to-OCF is 7.02. ACI Worldwide's value of 18.08 is 157.5% above this industry median. Based on the distribution chart, ACI Worldwide ranks #2137 out of 2877 companies in the Software industry, which is below the industry midpoint. Overall, ACI Worldwide has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ACI Worldwide's EV-to-OCF compare to PATH and DOX?
According to the Software industry distribution chart, ACI Worldwide ranks #2137 out of 2877 companies for EV-to-OCF. This places ACI Worldwide in the lower half of its industry. The industry median EV-to-OCF is 7.02. ACI Worldwide's value of 18.08 is 157.5% above this benchmark. Historically, ACI Worldwide's own EV-to-OCF has ranged from 14.15 to 44.44 over the past decade. While the company's 10-year median is 22.42 vs. the industry median of 7.02, ACI Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 7.02, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACI Worldwide's current EV-to-OCF of 18.08 is 157.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 7.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACI Worldwide's current EV-to-OCF is 18.08, which is 19% below median its own 10-year median of 22.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACI Worldwide stock overvalued right now?
Based on GuruFocus' analysis, ACI Worldwide (FRA:TSA) is currently considered Fairly Valued. The stock's GF Value™ is €43.99, compared to a current price of €44.60 — trading 1.4% above its estimated fair value. The current EV-to-OCF is 18.08, which is 19% below median its 10-year median of 22.42 and 157.5% above the Software industry median of 7.02. ACI Worldwide's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For ACI Worldwide (FRA:TSA), the current EV-to-OCF is 18.08 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACI Worldwide (FRA:TSA) Overvalued in 2026?

Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued. The current stock price of €44.60 is trading 1.4% above its estimated GF Value™ of €43.99. GuruFocus considers ACI Worldwide to be Fairly Valued.

Key valuation signals for FRA:TSA:

  • EV-to-OCF: 18.08 (19% below median its 10-year median of 22.42)
  • GF Value™: €43.99 vs. price of €44.60 (1.4% above fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 157.5% above the Software median (#2137 of 2877)

No single metric tells the full story. See the FRA:TSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACI Worldwide Business Description

Other Exchanges ACIW:USA
Address 6060 Coventry Drive, Elkhorn, NE, USA, 68022-6482
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score

Get the complete analysis for FRA:TSA

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.60
Price
€43.99
GF Value