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PayPayPAYP -5.28%16 EV-to-EBITDA is 12.42 as of Jul. 29, 2026, which is 2% below its 10-year median of 12.69. GuruFocus rates PAYP with a GF Score™ of 16/100. The stock has 5 warning signs investors should review. Among 1,957 Software companies, PayPay ranks worse than 57.18% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PayPay's enterprise value is $9,482 Mil.
PayPay's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $763 Mil. Therefore, PayPay's EV-to-EBITDA for today is 12.42.
The historical rank and industry rank for PayPay's EV-to-EBITDA or its related term are showing as below:
PAYP'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 10.26 Med: 12.69 Max: 16.25
Current: 13.05
During the past 4 years, the highest EV-to-EBITDA of PayPay was 16.25. The lowest was 10.26. And the median was 12.69.
PAYP's EV-to-EBITDA is ranked worse than 57.18% of 1957
companies
in the Software industry
Industry Median: 10.4
vs PAYP: 13.05
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
As of today (2026-07-29), PayPay's stock price is $15.155.
PayPay's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.151. Therefore, PayPay's PE Ratio (TTM) for today is 13.17.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
PayPay (NAS:PAYP) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PayPay's share price for today is $15.155.
PayPay's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.151.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for PayPay's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, PayPay's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPay EV-to-EBITDA vs Software Industry
For the Software industry and Technology sector, PayPay's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PayPay's EV-to-EBITDA falls into.
PayPay's current Enterprise Value is $9,482 Mil.
PayPay's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $763 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPay (PAYP) has a EV-to-EBITDA of 12.42 as of Jul. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PayPay. This is near median its historical median of 12.69. Over the past decade, PayPay's EV-to-EBITDA has ranged from 10.26 to 16.25. According to the industry distribution chart, PayPay ranks #1119 out of 1957 companies in the Software industry, placing it in the top 57.2%.
Is PayPay's EV-to-EBITDA too high?
PayPay's current EV-to-EBITDA of 12.42 is near median its 10-year median of 12.69. Over the past 10 years, this metric has ranged from a low of 10.26 to a high of 16.25. The Software industry median EV-to-EBITDA is 10.40. PayPay's value of 12.42 is 19.4% above this industry median. Based on the distribution chart, PayPay ranks #1119 out of 1957 companies in the Software industry, which is below the industry midpoint. Overall, PayPay has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does PayPay's EV-to-EBITDA compare to GDDY and SAIL?
According to the Software industry distribution chart, PayPay ranks #1119 out of 1957 companies for EV-to-EBITDA. This places PayPay in the lower half of its industry. The industry median EV-to-EBITDA is 10.40. PayPay's value of 12.42 is 19.4% above this benchmark. Historically, PayPay's own EV-to-EBITDA has ranged from 10.26 to 16.25 over the past decade. While the company's 10-year median is 12.69 vs. the industry median of 10.40, PayPay has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.40, based on 1,957 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPay's current EV-to-EBITDA of 12.42 is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PayPay. For the Software industry, the median EV-to-EBITDA is 10.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPay's current EV-to-EBITDA is 12.42, which is near median its own 10-year median of 12.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPay stock overvalued right now?
PayPay (PAYP) has a current EV-to-EBITDA of 12.42. The current EV-to-EBITDA is 12.42, which is near median its 10-year median of 12.69 and 19.4% above the Software industry median of 10.40. PayPay's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PayPay (PAYP), the current EV-to-EBITDA is 12.42 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PayPay is a fintech company jointly owned by Softbank and LY. It was founded in 2018, following the success of Alipay and WeChat Pay in China, and was the pioneering code payment app in Japan. Over the past seven years, it has amassed more than 70 million users and is the market leader in code payments.
16GF Score
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