PAYP (PayPay) Interest Expense: $-69 Mil (TTM As of Mar. 2026)

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PAYP PayPay Corp PAYP
16 GF Score
Price $14.80
! 5 Warning Signs
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What is PayPay Interest Expense?

PayPay PAYP -2.38% 16 Interest Expense is $-69 Mil as of Mar. 2026. GuruFocus rates PAYP with a GF Score™ of 16/100. The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PayPay's interest expense for the three months ended in Mar. 2026 was $ -21 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-69 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PayPay's Operating Income for the three months ended in Mar. 2026 was $ 282 Mil. PayPay's Interest Expense for the three months ended in Mar. 2026 was $ -21 Mil. PayPay's Interest Coverage for the quarter that ended in Mar. 2026 was 13.38. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PayPay  (NAS:PAYP) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PayPay's Interest Expense for the three months ended in Mar. 2026 was $-21 Mil. Its Operating Income for the three months ended in Mar. 2026 was $282 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $3,146 Mil.

PayPay's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*281.833/-21.061
=13.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


PayPay Interest Expense Historical Data

* Premium members only.

The historical data trend for PayPay's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPay Interest Expense Chart

PayPay Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Expense
-11.33 -12.89 -28.54 -66.74

PayPay Quarterly Data
Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.27 -15.25 -16.01 -17.18 -21.06
PAYP
16GF Score
PayPay Corp PAYP
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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PayPay Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-69 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-69 Mil mean?
PayPay (PAYP) has a Interest Expense of $-69 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on PayPay and its competitors.
Is PayPay's Interest Expense too high?
PayPay's current Interest Expense is $-69 Mil. Overall, PayPay has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does PayPay's Interest Expense compare to GDDY and SAIL?
PayPay's Interest Expense of $-69 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PayPay and its competitors. PayPay's current Interest Expense is $-69 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPay stock overvalued right now?
PayPay (PAYP) has a current Interest Expense of $-69 Mil. The current Interest Expense is $-69 Mil. PayPay's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For PayPay (PAYP), the current Interest Expense is $-69 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PayPay Business Description

Other Exchanges BS7:Germany
Address 1-6-1 Yotsuya, Yotsuya Tower, Shinjuku-ku, Tokyo, JPN, 160-0004
PayPay is a fintech company jointly owned by Softbank and LY. It was founded in 2018, following the success of Alipay and WeChat Pay in China, and was the pioneering code payment app in Japan. Over the past seven years, it has amassed more than 70 million users and is the market leader in code payments.
16GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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