PAYP (PayPay) Scaled Net Operating Assets: 0.05 (As of Mar. 2026)

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PAYP PayPay Corp PAYP
16 GF Score
Price $14.86
! 5 Warning Signs
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What is PayPay Scaled Net Operating Assets?

PayPay PAYP -1.98% 16 Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus rates PAYP with a GF Score™ of 16/100. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PayPay's operating assets for the quarter that ended in Mar. 2026 was $27,977 Mil. PayPay's operating liabilities for the quarter that ended in Mar. 2026 was $26,284 Mil. PayPay's Total Assets for the quarter that ended in Dec. 2025 was $33,173 Mil. Therefore, PayPay's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.05.


PayPay Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for PayPay's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPay Scaled Net Operating Assets Chart

PayPay Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
-0.05 -0.04 0.01 0.06

PayPay Quarterly Data
Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.09 0.00 0.00 0.05

PAYP vs GDDY, SAIL, CHKP: Scaled Net Operating Assets Comparison

For the Software - Infrastructure subindustry, PayPay's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPay Scaled Net Operating Assets vs Software Industry

For the Software industry and Technology sector, PayPay's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where PayPay's Scaled Net Operating Assets falls into.


PAYP
16GF Score
PayPay Corp PAYP
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PayPay Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PayPay's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(27976.805-26283.558)/27117.738
=0.06

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=32618.628 - 4641.823
=27976.805

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=29904.022 - 3145.793 - 474.671
=26283.558

PayPay's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(27976.805-26283.558)/33172.966
=0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=32618.628 - 4641.823
=27976.805

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=29904.022 - 3145.793 - 474.671
=26283.558

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
PayPay (PAYP) has a Scaled Net Operating Assets of 0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PayPay and its competitors.
Is PayPay's Scaled Net Operating Assets too high?
PayPay's current Scaled Net Operating Assets is 0.05. Overall, PayPay has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does PayPay's Scaled Net Operating Assets compare to GDDY and SAIL?
PayPay's Scaled Net Operating Assets of 0.05 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Software company?
A good Scaled Net Operating Assets depends on the Software industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PayPay and its competitors. PayPay's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPay stock overvalued right now?
PayPay (PAYP) has a current Scaled Net Operating Assets of 0.05. The current Scaled Net Operating Assets is 0.05. PayPay's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PayPay (PAYP), the current Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PayPay Business Description

Other Exchanges BS7:Germany
Address 1-6-1 Yotsuya, Yotsuya Tower, Shinjuku-ku, Tokyo, JPN, 160-0004
PayPay is a fintech company jointly owned by Softbank and LY. It was founded in 2018, following the success of Alipay and WeChat Pay in China, and was the pioneering code payment app in Japan. Over the past seven years, it has amassed more than 70 million users and is the market leader in code payments.
16GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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