PAYP (PayPay) Short-Term Debt: $460 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PAYP PayPay Corp PAYP
16 GF Score
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! 5 Warning Signs
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What is PayPay Short-Term Debt?

PayPay PAYP -5.28% 16 Short-Term Debt is $460 Mil as of Mar. 2026. GuruFocus rates PAYP with a GF Score™ of 16/100. The stock has 5 warning signs investors should review.

PayPay's Short-Term Debt for the quarter that ended in Mar. 2026 was $460 Mil.

PayPay's quarterly Short-Term Debt increased from Sep. 2025 ($0 Mil) to Dec. 2025 ($738 Mil) but then declined from Dec. 2025 ($738 Mil) to Mar. 2026 ($460 Mil).

PayPay's annual Short-Term Debt declined from Mar. 2024 ($2,505 Mil) to Mar. 2025 ($564 Mil) and declined from Mar. 2025 ($564 Mil) to Mar. 2026 ($460 Mil).

PayPay Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

PayPay Short-Term Debt Related Terms

PayPay Short-Term Debt Historical Data

* Premium members only.

The historical data trend for PayPay's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPay Short-Term Debt Chart

PayPay Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Short-Term Debt
0.00 2,504.82 563.54 460.04

PayPay Quarterly Data
Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only 563.54 993.19 0.00 737.58 460.04
PAYP
16GF Score
PayPay Corp PAYP
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $460 Mil mean?
PayPay (PAYP) has a Short-Term Debt of $460 Mil as of Mar. 2026.
Is PayPay's Short-Term Debt too high?
PayPay's current Short-Term Debt is $460 Mil. Overall, PayPay has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does PayPay's Short-Term Debt compare to GDDY and SAIL?
PayPay's Short-Term Debt of $460 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. PayPay's current Short-Term Debt is $460 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPay stock overvalued right now?
PayPay (PAYP) has a current Short-Term Debt of $460 Mil. The current Short-Term Debt is $460 Mil. PayPay's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For PayPay (PAYP), the current Short-Term Debt is $460 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PayPay Business Description

Other Exchanges BS7:Germany
Address 1-6-1 Yotsuya, Yotsuya Tower, Shinjuku-ku, Tokyo, JPN, 160-0004
PayPay is a fintech company jointly owned by Softbank and LY. It was founded in 2018, following the success of Alipay and WeChat Pay in China, and was the pioneering code payment app in Japan. Over the past seven years, it has amassed more than 70 million users and is the market leader in code payments.
16GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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