Military Insurance (STC:MIG) EV-to-EBITDA: 7.19 (As of Jul. 27, 2026) — 17% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:MIG Military Insurance Corp STC:MIG
79 GF Score
Price ₫16,500.00
GF Value ₫17,103.18
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Military Insurance EV-to-EBITDA?

Military Insurance STC:MIG -0.30% 79 EV-to-EBITDA is 7.19 as of Jul. 27, 2026, which is 17% below its 10-year median of 8.71. GuruFocus rates STC:MIG with a GF Score™ of 79/100 and a GF Value™ of ₫17,103.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 348 Insurance companies, Military Insurance ranks better than 59.48% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Military Insurance's enterprise value is ₫3,169,977 Mil. Military Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₫441,144 Mil. Therefore, Military Insurance's EV-to-EBITDA for today is 7.19.

The historical rank and industry rank for Military Insurance's EV-to-EBITDA or its related term are showing as below:

STC:MIG' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.93   Med: 8.71   Max: 14.42
Current: 7.19

During the past 6 years, the highest EV-to-EBITDA of Military Insurance was 14.42. The lowest was 5.93. And the median was 8.71.

STC:MIG's EV-to-EBITDA is ranked better than
59.48% of 348 companies
in the Insurance industry
Industry Median: 8.27 vs STC:MIG: 7.19

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-27), Military Insurance's stock price is ₫16500.00. Military Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1558.546. Therefore, Military Insurance's PE Ratio (TTM) for today is 10.59.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Military Insurance  (STC:MIG) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Military Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=16500.00/1558.546
=10.59

Military Insurance's share price for today is ₫16500.00.
Military Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1558.546.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Military Insurance EV-to-EBITDA Related Terms


Military Insurance EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Military Insurance's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Insurance EV-to-EBITDA Chart

Military Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial 9.72 11.08 8.54 8.96 8.23

Military Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.41 8.36 6.44 8.23 8.91

STC:MIG vs CB, PGR, TRV: EV-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Military Insurance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Insurance EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Military Insurance's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Military Insurance's EV-to-EBITDA falls into.


STC:MIG
79GF Score
Military Insurance Corp STC:MIG
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Insurance EV-to-EBITDA Calculation

Military Insurance's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=3169976.758/441143.731
=7.19

Military Insurance's current Enterprise Value is ₫3,169,977 Mil.
Military Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫441,144 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 7.19 mean?
Military Insurance (STC:MIG) has a EV-to-EBITDA of 7.19 as of Jul. 27, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Military Insurance. This is 17% below median its historical median of 8.71. Over the past decade, Military Insurance's EV-to-EBITDA has ranged from 5.93 to 14.42. According to the industry distribution chart, Military Insurance ranks #141 out of 348 companies in the Insurance industry, placing it in the top 40.5%.
Is Military Insurance's EV-to-EBITDA too high?
Military Insurance's current EV-to-EBITDA of 7.19 is 17% below median its 10-year median of 8.71. Over the past 10 years, this metric has ranged from a low of 5.93 to a high of 14.42. The Insurance industry median EV-to-EBITDA is 8.27. Military Insurance's value of 7.19 is 13.1% below this industry median. Based on the distribution chart, Military Insurance ranks #141 out of 348 companies in the Insurance industry, which is above the industry midpoint. Overall, Military Insurance has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Insurance's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Military Insurance ranks #141 out of 348 companies for EV-to-EBITDA. This puts Military Insurance in the upper half of its industry. The industry median EV-to-EBITDA is 8.27. Military Insurance's value of 7.19 is 13.1% below this benchmark. Historically, Military Insurance's own EV-to-EBITDA has ranged from 5.93 to 14.42 over the past decade. While the company's 10-year median is 8.71 vs. the industry median of 8.27, Military Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.27, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Insurance's current EV-to-EBITDA of 7.19 is 13.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Military Insurance. For the Insurance industry, the median EV-to-EBITDA is 8.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Insurance's current EV-to-EBITDA is 7.19, which is 17% below median its own 10-year median of 8.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Insurance stock overvalued right now?
Based on GuruFocus' analysis, Military Insurance (STC:MIG) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,103.18, compared to a current price of ₫16,500.00 — trading 3.5% below its estimated fair value. The current EV-to-EBITDA is 7.19, which is 17% below median its 10-year median of 8.71 and 13.1% below the Insurance industry median of 8.27. Military Insurance's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Military Insurance (STC:MIG), the current EV-to-EBITDA is 7.19 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Insurance (STC:MIG) Overvalued in 2026?

Based on GuruFocus' analysis, Military Insurance stock appears to be undervalued. The current stock price of ₫16,500.00 is trading 3.5% below its estimated GF Value™ of ₫17,103.18. GuruFocus considers Military Insurance to be Fairly Valued.

Key valuation signals for STC:MIG:

  • EV-to-EBITDA: 7.19 (17% below median its 10-year median of 8.71)
  • GF Value™: ₫17,103.18 vs. price of ₫16,500.00 (3.5% below fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 13.1% below the Insurance median (#141 of 348)

No single metric tells the full story. See the STC:MIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Insurance Business Description

Address No.21 Cat Linh, Floor 5-6 MB Building, Cat Linh Ward, Dong Da District, Hanoi, VNM
Military Insurance Corp is a non-life insurance company in Vietnam. The Company offers property, casualty, cargo, ships, vehicle, home and other mix insurance.
79GF Score

Get the complete analysis for STC:MIG

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,500.00
Price
₫17,103.18
GF Value