Military Insurance (STC:MIG) EV-to-OCF: 3.19 (As of Aug. 06, 2026) — 71% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:MIG Military Insurance Corp STC:MIG
79 GF Score
Price ₫16,850.00
GF Value ₫18,290.38
Valuation Fairly Valued
! 2 Warning Signs
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What is Military Insurance EV-to-OCF?

Military Insurance STC:MIG +0.30% 79 EV-to-OCF is 3.19 as of Aug. 06, 2026, which is 71% below its 10-year median of 11.19. GuruFocus rates STC:MIG with a GF Score™ of 79/100 and a GF Value™ of ₫18,290.38 (Fairly Valued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Military Insurance ranks better than 66.47% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Military Insurance's Enterprise Value is ₫3,244,003 Mil. Military Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ₫1,017,147 Mil. Therefore, Military Insurance's EV-to-OCF for today is 3.19.

The historical rank and industry rank for Military Insurance's EV-to-OCF or its related term are showing as below:

STC:MIG' s EV-to-OCF Range Over the Past 10 Years
Min: -12.53   Med: 11.19   Max: 366.28
Current: 3.11

During the past 6 years, the highest EV-to-OCF of Military Insurance was 366.28. The lowest was -12.53. And the median was 11.19.

STC:MIG's EV-to-OCF is ranked better than
66.47% of 504 companies
in the Insurance industry
Industry Median: 6.865 vs STC:MIG: 3.11

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-06), Military Insurance's stock price is ₫16850.00. Military Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₫1591.254. Therefore, Military Insurance's PE Ratio (TTM) for today is 10.59.


Military Insurance  (STC:MIG) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Military Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=16850.00/1591.254
=10.59

Military Insurance's share price for today is ₫16850.00.
Military Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1591.254.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Military Insurance EV-to-OCF Related Terms


Military Insurance EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Military Insurance's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Insurance EV-to-OCF Chart

Military Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial 20.52 17.93 11.52 7.19 9.81

Military Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.86 9.10 9.81 13.30 3.25

STC:MIG vs CB, PGR, TRV: EV-to-OCF Comparison

For the Insurance - Property & Casualty subindustry, Military Insurance's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Insurance EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Military Insurance's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Military Insurance's EV-to-OCF falls into.


STC:MIG
79GF Score
Military Insurance Corp STC:MIG
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Insurance EV-to-OCF Calculation

Military Insurance's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=3244002.970/1017146.703
=3.19

Military Insurance's current Enterprise Value is ₫3,244,003 Mil.
Military Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1,017,147 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 3.19 mean?
Military Insurance (STC:MIG) has a EV-to-OCF of 3.19 as of Aug. 06, 2026. This is 71% below median its historical median of 11.19. According to the industry distribution chart, Military Insurance ranks #169 out of 504 companies in the Insurance industry, placing it in the top 33.5%.
Is Military Insurance's EV-to-OCF too high?
Military Insurance's current EV-to-OCF of 3.19 is 71% below median its 10-year median of 11.19. The Insurance industry median EV-to-OCF is 6.87. Military Insurance's value of 3.19 is 53.5% below this industry median. Based on the distribution chart, Military Insurance ranks #169 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Military Insurance has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Insurance's EV-to-OCF compare to CB and PGR?
According to the Insurance industry distribution chart, Military Insurance ranks #169 out of 504 companies for EV-to-OCF. This puts Military Insurance in the upper half of its industry. The industry median EV-to-OCF is 6.87. Military Insurance's value of 3.19 is 53.5% below this benchmark. While the company's 10-year median is 11.19 vs. the industry median of 6.87, Military Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.87, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Insurance's current EV-to-OCF of 3.19 is 53.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Insurance's current EV-to-OCF is 3.19, which is 71% below median its own 10-year median of 11.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Insurance stock overvalued right now?
Based on GuruFocus' analysis, Military Insurance (STC:MIG) is currently considered Fairly Valued. The stock's GF Value™ is ₫18,290.38, compared to a current price of ₫16,850.00 — trading 7.9% below its estimated fair value. The current EV-to-OCF is 3.19, which is 71% below median its 10-year median of 11.19 and 53.5% below the Insurance industry median of 6.87. Military Insurance's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Military Insurance (STC:MIG), the current EV-to-OCF is 3.19 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Insurance (STC:MIG) Overvalued in 2026?

Based on GuruFocus' analysis, Military Insurance stock appears to be undervalued. The current stock price of ₫16,850.00 is trading 7.9% below its estimated GF Value™ of ₫18,290.38. GuruFocus considers Military Insurance to be Fairly Valued.

Key valuation signals for STC:MIG:

  • EV-to-OCF: 3.19 (71% below median its 10-year median of 11.19)
  • GF Value™: ₫18,290.38 vs. price of ₫16,850.00 (7.9% below fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 53.5% below the Insurance median (#169 of 504)

No single metric tells the full story. See the STC:MIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Insurance Business Description

Address No.21 Cat Linh, Floor 5-6 MB Building, Cat Linh Ward, Dong Da District, Hanoi, VNM
Military Insurance Corp is a non-life insurance company in Vietnam. The Company offers property, casualty, cargo, ships, vehicle, home and other mix insurance.
79GF Score

Get the complete analysis for STC:MIG

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,850.00
Price
₫18,290.38
GF Value