Military Insurance (STC:MIG) FCF Margin %: 2.56% (As of Mar. 2026) — 65% Below Median


STC:MIG Military Insurance Corp STC:MIG
77 GF Score
Price ₫17,600.00
GF Value ₫17,207.81
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Military Insurance FCF Margin %?

Military Insurance STC:MIG -0.85% 77 FCF Margin % is 2.56% as of Mar. 2026, which is 65% below its 10-year median of 7.31. GuruFocus rates STC:MIG with a GF Score™ of 77/100 and a GF Value™ of ₫17,207.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Military Insurance ranks worse than 55.49% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Military Insurance's Free Cash Flow for the three months ended in Mar. 2026 was ₫26,077 Mil. Military Insurance's Revenue for the three months ended in Mar. 2026 was ₫1,018,427 Mil. Therefore, Military Insurance's FCF Margin % for the quarter that ended in Mar. 2026 was 2.56%.

As of today, Military Insurance's current FCF Yield % is 7.93%.

The historical rank and industry rank for Military Insurance's FCF Margin % or its related term are showing as below:

STC:MIG' s FCF Margin % Range Over the Past 10 Years
Min: 3.37   Med: 7.31   Max: 15.05
Current: 7.22


During the past 6 years, the highest FCF Margin % of Military Insurance was 15.05%. The lowest was 3.37%. And the median was 7.31%.

STC:MIG's FCF Margin % is ranked worse than
55.49% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs STC:MIG: 7.22


Military Insurance FCF Margin % Related Terms


Military Insurance FCF Margin % Historical Data

* Premium members only.

The historical data trend for Military Insurance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Insurance FCF Margin % Chart

Military Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 4.42 3.37 6.72 8.57 7.89

Military Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.10 14.11 -7.86 17.92 2.56

STC:MIG vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Military Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Insurance FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Military Insurance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Military Insurance's FCF Margin % falls into.


STC:MIG
77GF Score
Military Insurance Corp STC:MIG
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Insurance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Military Insurance's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=334280.301/4234286.226
=7.89 %

Military Insurance's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=26076.518/1018426.986
=2.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 2.56% mean?
Military Insurance (STC:MIG) has a FCF Margin % of 2.56% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Military Insurance and its competitors. This is 65% below median its historical median of 7.31. Over the past decade, Military Insurance's FCF Margin % has ranged from 3.37 to 15.05. According to the industry distribution chart, Military Insurance ranks #278 out of 501 companies in the Insurance industry, placing it in the top 55.5%.
Is Military Insurance's FCF Margin % too high?
Military Insurance's current FCF Margin % of 2.56% is 65% below median its 10-year median of 7.31. Over the past 10 years, this metric has ranged from a low of 3.37 to a high of 15.05. The Insurance industry median FCF Margin % is 9.60. Military Insurance's value of 2.56% is 73.3% below this industry median. Based on the distribution chart, Military Insurance ranks #278 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Military Insurance has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Insurance's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Military Insurance ranks #278 out of 501 companies for FCF Margin %. This places Military Insurance in the lower half of its industry. The industry median FCF Margin % is 9.60. Military Insurance's value of 2.56% is 73.3% below this benchmark. Historically, Military Insurance's own FCF Margin % has ranged from 3.37 to 15.05 over the past decade. While the company's 10-year median is 7.31 vs. the industry median of 9.60, Military Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Insurance's current FCF Margin % of 2.56% is 73.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Military Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Insurance's current FCF Margin % is 2.56%, which is 65% below median its own 10-year median of 7.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Insurance stock overvalued right now?
Based on GuruFocus' analysis, Military Insurance (STC:MIG) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,207.81, compared to a current price of ₫17,600.00 — trading 2.3% above its estimated fair value. The current FCF Margin % is 2.56%, which is 65% below median its 10-year median of 7.31 and 73.3% below the Insurance industry median of 9.60. Military Insurance's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Military Insurance (STC:MIG), the current FCF Margin % is 2.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Insurance (STC:MIG) Overvalued in 2026?

Based on GuruFocus' analysis, Military Insurance stock appears to be overvalued. The current stock price of ₫17,600.00 is trading 2.3% above its estimated GF Value™ of ₫17,207.81. GuruFocus considers Military Insurance to be Fairly Valued.

Key valuation signals for STC:MIG:

  • FCF Margin %: 2.56% (65% below median its 10-year median of 7.31)
  • GF Value™: ₫17,207.81 vs. price of ₫17,600.00 (2.3% above fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 73.3% below the Insurance median (#278 of 501)

No single metric tells the full story. See the STC:MIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Insurance Business Description

Address No.21 Cat Linh, Floor 5-6 MB Building, Cat Linh Ward, Dong Da District, Hanoi, VNM
Military Insurance Corp is a non-life insurance company in Vietnam. The Company offers property, casualty, cargo, ships, vehicle, home and other mix insurance.
77GF Score

Get the complete analysis for STC:MIG

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫17,600.00
Price
₫17,207.81
GF Value