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IRRCTSE:7325 -0.71%73 EV-to-EBITDA is 3.28 as of Sep. 01, 2026, which is 77% below its 10-year median of 14.44. GuruFocus rates TSE:7325 with a GF Score™ of 73/100 and a GF Value™ of 円1,055.67 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 346 Insurance companies, IRRC ranks better than 84.97% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, IRRC's enterprise value is 円4,250 Mil.
IRRC's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,296 Mil. Therefore, IRRC's EV-to-EBITDA for today is 3.28.
The historical rank and industry rank for IRRC's EV-to-EBITDA or its related term are showing as below:
TSE:7325'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.28 Med: 14.44 Max: 115.8
Current: 3.28
During the past 11 years, the highest EV-to-EBITDA of IRRC was 115.80. The lowest was 3.28. And the median was 14.44.
TSE:7325's EV-to-EBITDA is ranked better than 84.97% of 346
companies
in the Insurance industry
Industry Median: 8.135
vs TSE:7325: 3.28
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
As of today (2026-09-01), IRRC's stock price is 円695.00.
IRRC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円47.600. Therefore, IRRC's PE Ratio (TTM) for today is 14.60.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
IRRC's share price for today is 円695.00.
IRRC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円47.600.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for IRRC's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, IRRC's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IRRC EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, IRRC's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where IRRC's EV-to-EBITDA falls into.
IRRC's current Enterprise Value is 円4,250 Mil.
IRRC's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円1,296 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IRRC (TSE:7325) has a EV-to-EBITDA of 3.28 as of Sep. 01, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on IRRC. This is 77% below median its historical median of 14.44. Over the past decade, IRRC's EV-to-EBITDA has ranged from 3.28 to 115.80. According to the industry distribution chart, IRRC ranks #52 out of 346 companies in the Insurance industry, placing it in the top 15%.
Is IRRC's EV-to-EBITDA too high?
IRRC's current EV-to-EBITDA of 3.28 is 77% below median its 10-year median of 14.44. Over the past 10 years, this metric has ranged from a low of 3.28 to a high of 115.80. The Insurance industry median EV-to-EBITDA is 8.14. IRRC's value of 3.28 is 59.7% below this industry median. Based on the distribution chart, IRRC ranks #52 out of 346 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IRRC has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IRRC's EV-to-EBITDA compare to MET and AFL?
According to the Insurance industry distribution chart, IRRC ranks #52 out of 346 companies for EV-to-EBITDA. This places IRRC in the top 15% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.14. IRRC's value of 3.28 is 59.7% below this benchmark. Historically, IRRC's own EV-to-EBITDA has ranged from 3.28 to 115.80 over the past decade. While the company's 10-year median is 14.44 vs. the industry median of 8.14, IRRC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.14, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRRC's current EV-to-EBITDA of 3.28 is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on IRRC. For the Insurance industry, the median EV-to-EBITDA is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRRC's current EV-to-EBITDA is 3.28, which is 77% below median its own 10-year median of 14.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRRC stock overvalued right now?
Based on GuruFocus' analysis, IRRC (TSE:7325) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,055.67, compared to a current price of 円695.00 — trading 34.2% below its estimated fair value. The current EV-to-EBITDA is 3.28, which is 77% below median its 10-year median of 14.44 and 59.7% below the Insurance industry median of 8.14. IRRC's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For IRRC (TSE:7325), the current EV-to-EBITDA is 3.28 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IRRC (TSE:7325) Overvalued in 2026?
Based on GuruFocus' analysis, IRRC stock appears to be undervalued.
The current stock price of 円695.00 is trading 34.2% below its estimated GF Value™ of 円1,055.67.
GuruFocus considers IRRC to be Significantly Undervalued.
Key valuation signals for TSE:7325:
EV-to-EBITDA: 3.28 (77% below median its 10-year median of 14.44)
GF Value™: 円1,055.67 vs. price of 円695.00 (34.2% below fair value)
Industry Position: 59.7% below the Insurance median (#52 of 346)
No single metric tells the full story. See the TSE:7325 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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