IRRC (TSE:7325) ROCE %: 20.87% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7325 IRRC Corp TSE:7325
77 GF Score
Price 円705.00
GF Value 円1,216.20
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is IRRC ROCE %?

IRRC TSE:7325 -1.40% 77 ROCE % is 20.87% as of Dec. 2025. GuruFocus rates TSE:7325 with a GF Score™ of 77/100 and a GF Value™ of 円1,216.20 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. IRRC's annualized ROCE % for the quarter that ended in Dec. 2025 was 20.87%.


IRRC  (TSE:7325) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.


IRRC ROCE % Related Terms


IRRC ROCE % Historical Data

* Premium members only.

The historical data trend for IRRC's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IRRC ROCE % Chart

IRRC Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.07 10.80 3.08 13.88 17.82

IRRC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.04 18.31 10.57 20.87 21.20
TSE:7325
77GF Score
IRRC Corp TSE:7325
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IRRC ROCE % Calculation

IRRC's annualized ROCE % for the fiscal year that ended in Jun. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=689.533/( ( (5185.851 - 1437.085) + (6051.786 - 2059.721) )/ 2 )
=689.533/( (3748.766+3992.065)/ 2 )
=689.533/3870.4155
=17.82 %

IRRC's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=812.556/( ( (6263.53 - 2442.537) + (6136.664 - 2172.275) )/ 2 )
=812.556/( ( 3820.993 + 3964.389 )/ 2 )
=812.556/3892.691
=20.87 %

(1) Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 20.87% mean?
IRRC (TSE:7325) has a ROCE % of 20.87% as of Dec. 2025.
Is IRRC's ROCE % too high?
IRRC's current ROCE % is 20.87%. The Insurance industry median ROCE % is 7.86. IRRC's value of 20.87% is 165.5% above this industry median. Overall, IRRC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IRRC's ROCE % compare to AFL and MET?
IRRC's ROCE % of 20.87% can be compared against companies in the Insurance industry. The industry median ROCE % is 7.86. IRRC's value of 20.87% is 165.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.86, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRRC's current ROCE % of 20.87% is 165.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRRC's current ROCE % is 20.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRRC stock overvalued right now?
Based on GuruFocus' analysis, IRRC (TSE:7325) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,216.20, compared to a current price of 円705.00 — trading 42% below its estimated fair value. The current ROCE % is 20.87% and 165.5% above the Insurance industry median of 7.86. IRRC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For IRRC (TSE:7325), the current ROCE % is 20.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IRRC (TSE:7325) Overvalued in 2026?

Based on GuruFocus' analysis, IRRC stock appears to be undervalued. The current stock price of 円705.00 is trading 42% below its estimated GF Value™ of 円1,216.20. GuruFocus considers IRRC to be Significantly Undervalued.

Key valuation signals for TSE:7325:

  • ROCE %: 20.87%
  • GF Value™: 円1,216.20 vs. price of 円705.00 (42% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 165.5% above the Insurance median

No single metric tells the full story. See the TSE:7325 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IRRC Business Description

Address No. 20 Hongo Center Building 4th floor, Bunkyo-ku, No. 20 - 27, Hongo, Tokyo, JPN, 113-0033
IRRC Corp operates life insurance agency. The company products include insurance sales business, solution business, and system business.
77GF Score

Get the complete analysis for TSE:7325

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円705.00
Price
円1,216.20
GF Value