IRRC (TSE:7325) ROE % Adjusted to Book Value: 6.50% (As of Dec. 2025)

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TSE:7325 IRRC Corp TSE:7325
77 GF Score
Price 円705.00
GF Value 円1,216.20
Valuation Significantly Undervalued
! 2 Warning Signs
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What is IRRC ROE % Adjusted to Book Value?

IRRC TSE:7325 -1.40% 77 ROE % Adjusted to Book Value is 6.50% as of Dec. 2025. GuruFocus rates TSE:7325 with a GF Score™ of 77/100 and a GF Value™ of 円1,216.20 (Significantly Undervalued). The stock has 2 warning signs investors should review.

IRRC's ROE % for the quarter that ended in Dec. 2025 was 12.15%. IRRC's PB Ratio for the quarter that ended in Dec. 2025 was 1.87. IRRC's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 6.50%.


IRRC ROE % Adjusted to Book Value Related Terms


IRRC ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for IRRC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IRRC ROE % Adjusted to Book Value Chart

IRRC Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.83 3.66 0.24 5.90 7.63

IRRC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.96 9.47 2.93 6.50 6.95

TSE:7325 vs AFL, MET: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, IRRC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IRRC ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, IRRC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where IRRC's ROE % Adjusted to Book Value falls into.


TSE:7325
77GF Score
IRRC Corp TSE:7325
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IRRC ROE % Adjusted to Book Value Calculation

IRRC's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.59% / 1.52
=7.63%

IRRC's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.15% / 1.87
=6.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.50% mean?
IRRC (TSE:7325) has a ROE % Adjusted to Book Value of 6.50% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IRRC and its competitors.
Is IRRC's ROE % Adjusted to Book Value too high?
IRRC's current ROE % Adjusted to Book Value is 6.50%. Overall, IRRC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IRRC's ROE % Adjusted to Book Value compare to AFL and MET?
IRRC's ROE % Adjusted to Book Value of 6.50% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IRRC and its competitors. IRRC's current ROE % Adjusted to Book Value is 6.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRRC stock overvalued right now?
Based on GuruFocus' analysis, IRRC (TSE:7325) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,216.20, compared to a current price of 円705.00 — trading 42% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.50%. IRRC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For IRRC (TSE:7325), the current ROE % Adjusted to Book Value is 6.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IRRC (TSE:7325) Overvalued in 2026?

Based on GuruFocus' analysis, IRRC stock appears to be undervalued. The current stock price of 円705.00 is trading 42% below its estimated GF Value™ of 円1,216.20. GuruFocus considers IRRC to be Significantly Undervalued.

Key valuation signals for TSE:7325:

  • ROE % Adjusted to Book Value: 6.50%
  • GF Value™: 円1,216.20 vs. price of 円705.00 (42% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the TSE:7325 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IRRC Business Description

Address No. 20 Hongo Center Building 4th floor, Bunkyo-ku, No. 20 - 27, Hongo, Tokyo, JPN, 113-0033
IRRC Corp operates life insurance agency. The company products include insurance sales business, solution business, and system business.
77GF Score

Get the complete analysis for TSE:7325

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円705.00
Price
円1,216.20
GF Value