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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Credit Group's Enterprise Value is $945.1 Mil.
Credit Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $2.6 Mil. Therefore, Credit Group's EV-to-OCF for today is 357.16.
The historical rank and industry rank for Credit Group's EV-to-OCF or its related term are showing as below:
CCGFF'
s EV-to-OCF Range Over the Past 10 Years
Min: -643.25 Med: -13.77 Max: 505.84
Current: 495.27
During the past 13 years, the highest EV-to-OCF of Credit Group was 505.84. The lowest was -643.25. And the median was -13.77.
CCGFF's EV-to-OCF is ranked worse than 98.17% of 545
companies
in the Credit Services industry
Industry Median: -0.88
vs CCGFF: 495.27
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Credit Group's PE Ratio (TTM) for today is calculated as:
Credit Group's share price for today is $10.12.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.060.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Credit Group EV-to-OCF Related Terms
Credit Group EV-to-OCF Historical Data
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The historical data trend for Credit Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Credit Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Group EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Credit Group's EV-to-OCF falls into.
Credit Group's current Enterprise Value is $945.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $2.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Group (CCGFF) has a EV-to-OCF of 357.16 as of Aug. 08, 2026. According to the industry distribution chart, Credit Group ranks #535 out of 545 companies in the Credit Services industry, placing it in the top 98.2%.
Is Credit Group's EV-to-OCF too high?
Credit Group's current EV-to-OCF is 357.16. Based on the distribution chart, Credit Group ranks #535 out of 545 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Credit Group has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Credit Group's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #535 out of 545 companies for EV-to-OCF. This places Credit Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Credit Group's current EV-to-OCF is 357.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Credit Group (CCGFF) has a current EV-to-OCF of 357.16. The stock's GF Value™ is $15.67, compared to a current price of $10.12 — trading 35.4% below its estimated fair value. The current EV-to-OCF is 357.16. Credit Group's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Credit Group (CCGFF), the current EV-to-OCF is 357.16 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Group (CCGFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Group stock appears to be undervalued.
The current stock price of $10.12 is trading 35.4% below its estimated GF Value™ of $15.67.
Key valuation signals for CCGFF:
EV-to-OCF: 357.16
GF Value™: $15.67 vs. price of $10.12 (35.4% below fair value)
No single metric tells the full story. See the CCGFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
86GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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