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Business Description
Pepper Money Ltd
ISIN : AU0000150898
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Traded in other countries / regions
PPM.AustraliaX95.Germany IPO Date
2021-05-25Description
Pepper Money Ltd provides a variety of home loan solutions. It also provides car loans, personal loans, loans for professional equipment, and commercial loans. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.07 | |||||
| Equity-to-Asset | 0.05 | |||||
| Debt-to-Equity | 19.25 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -7.1 | |||||
| 3-Year EPS without NRI Growth Rate | -14.5 | |||||
| 3-Year Book Growth Rate | 10.3 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 9.06 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 5.85 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 37.87 | |||||
| 9-Day RSI | 43.45 | |||||
| 14-Day RSI | 45.47 | |||||
| 3-1 Month Momentum % | -1.42 | |||||
| 6-1 Month Momentum % | 0.73 | |||||
| 12-1 Month Momentum % | -15.55 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 8.58 | |||||
| Dividend Payout Ratio | 0.47 | |||||
| Forward Dividend Yield % | 10.07 | |||||
| 5-Year Yield-on-Cost % | 8.18 | |||||
| Shareholder Yield % | 307.02 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 24.51 | |||||
| FCF Margin % | 642.89 | |||||
| ROE % | 11.67 | |||||
| ROA % | 0.53 | |||||
| Years of Profitability over Past 10-Year | 4 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.52 | |||||
| Forward PE Ratio | 6.24 | |||||
| PE Ratio without NRI | 6.52 | |||||
| Price-to-Owner-Earnings | 5.85 | |||||
| PS Ratio | 1.6 | |||||
| PB Ratio | 0.71 | |||||
| Price-to-Tangible-Book | 0.85 | |||||
| Price-to-Free-Cash-Flow | 0.25 | |||||
| Price-to-Operating-Cash-Flow | 0.25 | |||||
| EV-to-Forward-EBIT | 97.9 | |||||
| EV-to-Forward-EBITDA | 101.35 | |||||
| EV-to-Revenue | 39.36 | |||||
| EV-to-Forward-Revenue | 39.79 | |||||
| EV-to-FCF | 6.13 | |||||
| Price-to-GF-Value | 1.06 | |||||
| Price-to-Graham-Number | 0.49 | |||||
| FCF Yield % | 413.93 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return %
Total Annual Return %
Pepper Money Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil A$) | 403.1 | ||
| EPS (TTM) (A$) | 0.214 | ||
| Beta | 1.76 | ||
| 3-Year Sharpe Ratio | -0.17 | ||
| 3-Year Sortino Ratio | -0.24 | ||
| Volatility % | 17.82 | ||
| 14-Day RSI | 45.47 | ||
| 14-Day ATR (A$) | 0.057108 | ||
| 20-Day SMA (A$) | 1.43375 | ||
| 12-1 Month Momentum % | -15.55 | ||
| 52-Week Range (A$) | 1.275 - 1.64 | ||
| Shares Outstanding (Mil) | 444.02 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Pepper Money Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Pepper Money Ltd Stock Events
| Event | Date | Price (A$) | ||
|---|---|---|---|---|
| No Event Data | ||||
Pepper Money Ltd Frequently Asked Questions
What is Pepper Money Ltd(ASX:PPM)'s stock price today?
The current price of ASX:PPM is A$1.40. The 52 week high of ASX:PPM is A$1.64 and 52 week low is A$1.27.
When is next earnings date of Pepper Money Ltd(ASX:PPM)?
The next earnings date of Pepper Money Ltd(ASX:PPM) is 2025-08-29 Est..
Does Pepper Money Ltd(ASX:PPM) pay dividends? If so, how much?
The Dividend Yield % of Pepper Money Ltd(ASX:PPM) is 8.58% (As of Today), Highest Dividend Payout Ratio of Pepper Money Ltd(ASX:PPM) was 0.47. The lowest was 0.34. And the median was 0.44. The Forward Dividend Yield % of Pepper Money Ltd(ASX:PPM) is 10.07%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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