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Morrow Bank ABCHIX:MORROS 57 EV-to-OCF is 9.31 as of Aug. 20, 2026, which is 689% above its 10-year median of 1.18. GuruFocus rates CHIX:MORROS with a GF Score™ of 57/100 and a GF Value™ of kr5.60. The stock has 4 warning signs investors should review. Among 1,496 Banks companies, Morrow Bank AB ranks worse than 69.39% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Morrow Bank AB's Enterprise Value is kr4,552 Mil.
Morrow Bank AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was kr489 Mil. Therefore, Morrow Bank AB's EV-to-OCF for today is 9.31.
The historical rank and industry rank for Morrow Bank AB's EV-to-OCF or its related term are showing as below:
CHIX:MORROs'
s EV-to-OCF Range Over the Past 10 Years
Min: -33.68 Med: 1.18 Max: 22.68
Current: 9.61
During the past 12 years, the highest EV-to-OCF of Morrow Bank AB was 22.68. The lowest was -33.68. And the median was 1.18.
CHIX:MORROs's EV-to-OCF is ranked worse than 69.39% of 1496
companies
in the Banks industry
Industry Median: 3.885
vs CHIX:MORROs: 9.61
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Morrow Bank AB (CHIX:MORROs) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Morrow Bank AB's PE Ratio (TTM) for today is calculated as:
Morrow Bank AB's share price for today is kr10.95.
Morrow Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1.125.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Morrow Bank AB EV-to-OCF Related Terms
Morrow Bank AB EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Morrow Bank AB's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Morrow Bank AB's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morrow Bank AB EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Morrow Bank AB's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Morrow Bank AB's EV-to-OCF falls into.
Morrow Bank AB's current Enterprise Value is kr4,552 Mil.
Morrow Bank AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr489 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morrow Bank AB (CHIX:MORROS) has a EV-to-OCF of 9.31 as of Aug. 20, 2026. This is 689% above median its historical median of 1.18. According to the industry distribution chart, Morrow Bank AB ranks #1038 out of 1496 companies in the Banks industry, placing it in the top 69.4%.
Is Morrow Bank AB's EV-to-OCF too high?
Morrow Bank AB's current EV-to-OCF of 9.31 is 689% above median its 10-year median of 1.18. The Banks industry median EV-to-OCF is 3.89. Morrow Bank AB's value of 9.31 is 139.6% above this industry median. Based on the distribution chart, Morrow Bank AB ranks #1038 out of 1496 companies in the Banks industry, which is below the industry midpoint. Overall, Morrow Bank AB has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Morrow Bank AB's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Morrow Bank AB ranks #1038 out of 1496 companies for EV-to-OCF. This places Morrow Bank AB in the lower half of its industry. The industry median EV-to-OCF is 3.89. Morrow Bank AB's value of 9.31 is 139.6% above this benchmark. While the company's 10-year median is 1.18 vs. the industry median of 3.89, Morrow Bank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.89, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morrow Bank AB's current EV-to-OCF of 9.31 is 139.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morrow Bank AB's current EV-to-OCF is 9.31, which is 689% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morrow Bank AB stock overvalued right now?
Morrow Bank AB (CHIX:MORROS) has a current EV-to-OCF of 9.31. The stock's GF Value™ is kr5.60, compared to a current price of kr10.95 — trading 95.5% above its estimated fair value. The current EV-to-OCF is 9.31, which is 689% above median its 10-year median of 1.18 and 139.6% above the Banks industry median of 3.89. Morrow Bank AB's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Morrow Bank AB (CHIX:MORROS), the current EV-to-OCF is 9.31 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morrow Bank AB (CHIX:MORROS) Overvalued in 2026?
Based on GuruFocus' analysis, Morrow Bank AB stock appears to be overvalued.
The current stock price of kr10.95 is trading 95.5% above its estimated GF Value™ of kr5.60.
Key valuation signals for CHIX:MORROS:
EV-to-OCF: 9.31 (689% above median its 10-year median of 1.18)
GF Value™: kr5.60 vs. price of kr10.95 (95.5% above fair value)
Industry Position: 139.6% above the Banks median (#1038 of 1496)
No single metric tells the full story. See the CHIX:MORROS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morrow Bank AB is a Swedish bank offering convenient payment and financing products to consumers. It is a focused Nordic digital niche bank offering personal loans, credit cards, deposit accounts, and online point-of-sales finance products to consumers.
57GF Score
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