Morrow Bank AB (CHIX:MORROS) Scaled Net Operating Assets: 0.16 (As of Mar. 2026)


CHIX:MORROS Morrow Bank AB CHIX:MORROS
58 GF Score
Price kr10.95
GF Value kr6.37
! 2 Warning Signs
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What is Morrow Bank AB Scaled Net Operating Assets?

Morrow Bank AB CHIX:MORROS 58 Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus rates CHIX:MORROS with a GF Score™ of 58/100 and a GF Value™ of kr6.37. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Morrow Bank AB's operating assets for the quarter that ended in Mar. 2026 was kr22,073 Mil. Morrow Bank AB's operating liabilities for the quarter that ended in Mar. 2026 was kr18,803 Mil. Morrow Bank AB's Total Assets for the quarter that ended in Dec. 2025 was kr20,809 Mil. Therefore, Morrow Bank AB's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.16.

CHIX:MORROS
58GF Score
Morrow Bank AB CHIX:MORROS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Morrow Bank AB Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Morrow Bank AB's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(20808.708-17218.354)/18505.782
=0.19

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=20808.708 - 0
=20808.708

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=18104.424 - 886.07 - 0
=17218.354

Morrow Bank AB's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(22073.32-18802.818)/20808.708
=0.16

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=22073.32 - 0
=22073.32

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=19421.901 - 619.083 - 0
=18802.818

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
Morrow Bank AB (CHIX:MORROS) has a Scaled Net Operating Assets of 0.16 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Morrow Bank AB and its competitors.
Is Morrow Bank AB's Scaled Net Operating Assets too high?
Morrow Bank AB's current Scaled Net Operating Assets is 0.16. Overall, Morrow Bank AB has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Morrow Bank AB's Scaled Net Operating Assets compare to PNC and USB?
Morrow Bank AB's Scaled Net Operating Assets of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Morrow Bank AB and its competitors. Morrow Bank AB's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morrow Bank AB stock overvalued right now?
Morrow Bank AB (CHIX:MORROS) has a current Scaled Net Operating Assets of 0.16. The stock's GF Value™ is kr6.37, compared to a current price of kr10.95 — trading 71.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.16. Morrow Bank AB's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Morrow Bank AB (CHIX:MORROS), the current Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Morrow Bank AB (CHIX:MORROS) Overvalued in 2026?

Based on GuruFocus' analysis, Morrow Bank AB stock appears to be overvalued. The current stock price of kr10.95 is trading 71.9% above its estimated GF Value™ of kr6.37.

Key valuation signals for CHIX:MORROS:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: kr6.37 vs. price of kr10.95 (71.9% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the CHIX:MORROS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Morrow Bank AB Business Description

Other Exchanges MORROW:SwedenKBN0:Germany
Address Torsgatan 13, Stockholm, SWE, 111 23
Morrow Bank AB is a Swedish bank offering convenient payment and financing products to consumers. It is a focused Nordic digital niche bank offering personal loans, credit cards, deposit accounts, and online point-of-sales finance products to consumers.
58GF Score

Get the complete analysis for CHIX:MORROS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr10.95
Price
kr6.37
GF Value