MSWV (Main Street Financial Services) EV-to-OCF: (As of Jul. 31, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MSWV Main Street Financial Services Corp MSWV
59 GF Score
Price $22.95
GF Value $17.94
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Main Street Financial Services EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Main Street Financial Services's Enterprise Value is $140.86 Mil. Main Street Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Main Street Financial Services's EV-to-OCF for today is .

The historical rank and industry rank for Main Street Financial Services's EV-to-OCF or its related term are showing as below:

MSWV' s EV-to-OCF Range Over the Past 10 Years
Min: 7.27   Med: 0   Max: 7.29
Current: 7.27

During the past 9 years, the highest EV-to-OCF of Main Street Financial Services was 7.29. The lowest was 7.27. And the median was .

MSWV's EV-to-OCF is ranked worse than
61.73% of 1500 companies
in the Banks industry
Industry Median: 3.975 vs MSWV: 7.27

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-31), Main Street Financial Services's stock price is $22.95. Main Street Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $2.580. Therefore, Main Street Financial Services's PE Ratio (TTM) for today is 8.90.


Main Street Financial Services  (OTCPK:MSWV) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Main Street Financial Services's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=22.95/2.580
=8.90

Main Street Financial Services's share price for today is $22.95.
Main Street Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.580.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Main Street Financial Services EV-to-OCF Related Terms


Main Street Financial Services EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Main Street Financial Services's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Main Street Financial Services EV-to-OCF Chart

Main Street Financial Services Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only 1.34 10.01 11.65 24.28 4.58

Main Street Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 4.58 0.00 0.00

MSWV vs SBKO, PLQC, HNVR: EV-to-OCF Comparison

For the Banks - Regional subindustry, Main Street Financial Services's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Main Street Financial Services EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Main Street Financial Services's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Main Street Financial Services's EV-to-OCF falls into.


MSWV
59GF Score
Main Street Financial Services Corp MSWV
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Main Street Financial Services EV-to-OCF Calculation

Main Street Financial Services's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=140.855/0
=

Main Street Financial Services's current Enterprise Value is $140.86 Mil.
Main Street Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Main Street Financial Services (MSWV) Overvalued in 2026?

Based on GuruFocus' analysis, Main Street Financial Services stock appears to be overvalued. The current stock price of $22.95 is trading 27.9% above its estimated GF Value™ of $17.94. GuruFocus considers Main Street Financial Services to be Modestly Overvalued.

Key valuation signals for MSWV:

  • EV-to-OCF:
  • GF Value™: $17.94 vs. price of $22.95 (27.9% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the MSWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Main Street Financial Services Business Description

Address 151 North Market Street, Wooster, OH, USA, 44691
Main Street Financial Services Corp is a U.S based community bank. The company's primary deposit products are checking, savings, money market and term certificate accounts. It primary lending products are residential mortgage, commercial and installment loans.
59GF Score

Get the complete analysis for MSWV

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.95
Price
$17.94
GF Value