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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Main Street Financial Services's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Main Street Financial Services OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Main Street Financial Services's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Main Street Financial Services's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Main Street Financial Services (MSWV) has a OCF Margin % of 0.00% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Main Street Financial Services and its competitors. Over the past decade, Main Street Financial Services' OCF Margin % has ranged from 19.54 to 40.98. According to the industry distribution chart, Main Street Financial Services ranks #639 out of 1498 companies in the Banks industry, placing it in the top 42.7%.
Is Main Street Financial Services' OCF Margin % too high?
Main Street Financial Services' current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 19.54 to a high of 40.98. Based on the distribution chart, Main Street Financial Services ranks #639 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Main Street Financial Services has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Main Street Financial Services' OCF Margin % compare to SBKO and PLQC?
According to the Banks industry distribution chart, Main Street Financial Services ranks #639 out of 1498 companies for OCF Margin %. This puts Main Street Financial Services in the upper half of its industry. The industry median OCF Margin % is 29.16. Historically, Main Street Financial Services' own OCF Margin % has ranged from 19.54 to 40.98 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.16, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Main Street Financial Services and its competitors. For the Banks industry, the median OCF Margin % is 29.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Main Street Financial Services's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Main Street Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Main Street Financial Services (MSWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.94, compared to a current price of $22.95 — trading 27.9% above its estimated fair value. The current OCF Margin % is 0.00%. Main Street Financial Services' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Main Street Financial Services (MSWV), the current OCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Main Street Financial Services (MSWV) Overvalued in 2026?
Based on GuruFocus' analysis, Main Street Financial Services stock appears to be overvalued.
The current stock price of $22.95 is trading 27.9% above its estimated GF Value™ of $17.94.
GuruFocus considers Main Street Financial Services to be Modestly Overvalued.
Key valuation signals for MSWV:
OCF Margin %: 0.00%
GF Value™: $17.94 vs. price of $22.95 (27.9% above fair value)
No single metric tells the full story. See the MSWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Main Street Financial Services Corp is a U.S based community bank. The company's primary deposit products are checking, savings, money market and term certificate accounts. It primary lending products are residential mortgage, commercial and installment loans.
59GF Score
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