Holand og Setskog Sparebank (OSL:HSPG) EV-to-OCF: -64.05 (As of Sep. 07, 2026)

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OSL:HSPG Holand og Setskog Sparebank OSL:HSPG
50 GF Score
Price kr130.88
GF Value kr142.07
Valuation Fairly Valued
! 3 Warning Signs
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What is Holand og Setskog Sparebank EV-to-OCF?

Holand og Setskog Sparebank OSL:HSPG +7.28% 50 EV-to-OCF is -64.05 as of Sep. 07, 2026. GuruFocus rates OSL:HSPG with a GF Score™ of 50/100 and a GF Value™ of kr142.07 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,490 Banks companies, Holand og Setskog Sparebank ranks better than 98.05% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Holand og Setskog Sparebank's Enterprise Value is kr2,736.2 Mil. Holand og Setskog Sparebank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was kr-42.7 Mil. Therefore, Holand og Setskog Sparebank's EV-to-OCF for today is -64.05.

The historical rank and industry rank for Holand og Setskog Sparebank's EV-to-OCF or its related term are showing as below:

OSL:HSPG' s EV-to-OCF Range Over the Past 10 Years
Min: -64.47   Med: -4.14   Max: 248.95
Current: -64.05

During the past 13 years, the highest EV-to-OCF of Holand og Setskog Sparebank was 248.95. The lowest was -64.47. And the median was -4.14.

OSL:HSPG's EV-to-OCF is ranked better than
98.05% of 1490 companies
in the Banks industry
Industry Median: 4.07 vs OSL:HSPG: -64.05

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-07), Holand og Setskog Sparebank's stock price is kr130.88. Holand og Setskog Sparebank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was kr-2.750. Therefore, Holand og Setskog Sparebank's PE Ratio (TTM) for today is At Loss.


Holand og Setskog Sparebank  (OSL:HSPG) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Holand og Setskog Sparebank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=130.88/-2.750
=At Loss

Holand og Setskog Sparebank's share price for today is kr130.88.
Holand og Setskog Sparebank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-2.750.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Holand og Setskog Sparebank EV-to-OCF Related Terms


Holand og Setskog Sparebank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Holand og Setskog Sparebank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Holand og Setskog Sparebank EV-to-OCF Chart

Holand og Setskog Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.48 249.29 6.95 -4.73 18.15

Holand og Setskog Sparebank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.44 -26.84 18.15 7.82 -64.47

OSL:HSPG vs USB, PNC: EV-to-OCF Comparison

For the Banks - Regional subindustry, Holand og Setskog Sparebank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Holand og Setskog Sparebank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Holand og Setskog Sparebank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Holand og Setskog Sparebank's EV-to-OCF falls into.


OSL:HSPG
50GF Score
Holand og Setskog Sparebank OSL:HSPG
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Holand og Setskog Sparebank EV-to-OCF Calculation

Holand og Setskog Sparebank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2736.232/-42.718
=-64.05

Holand og Setskog Sparebank's current Enterprise Value is kr2,736.2 Mil.
Holand og Setskog Sparebank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-42.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -64.05 mean?
Holand og Setskog Sparebank (OSL:HSPG) has a EV-to-OCF of -64.05 as of Sep. 07, 2026. According to the industry distribution chart, Holand og Setskog Sparebank ranks #29 out of 1490 companies in the Banks industry, placing it in the top 1.9%.
Is Holand og Setskog Sparebank's EV-to-OCF too high?
Holand og Setskog Sparebank's current EV-to-OCF is -64.05. Based on the distribution chart, Holand og Setskog Sparebank ranks #29 out of 1490 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Holand og Setskog Sparebank has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Holand og Setskog Sparebank's EV-to-OCF compare to USB and PNC?
According to the Banks industry distribution chart, Holand og Setskog Sparebank ranks #29 out of 1490 companies for EV-to-OCF. This places Holand og Setskog Sparebank in the top 2% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 4.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.07, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Holand og Setskog Sparebank's current EV-to-OCF is -64.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Holand og Setskog Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Holand og Setskog Sparebank (OSL:HSPG) is currently considered Fairly Valued. The stock's GF Value™ is kr142.07, compared to a current price of kr130.88 — trading 7.9% below its estimated fair value. The current EV-to-OCF is -64.05. Holand og Setskog Sparebank's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Holand og Setskog Sparebank (OSL:HSPG), the current EV-to-OCF is -64.05 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Holand og Setskog Sparebank (OSL:HSPG) Overvalued in 2026?

Based on GuruFocus' analysis, Holand og Setskog Sparebank stock appears to be undervalued. The current stock price of kr130.88 is trading 7.9% below its estimated GF Value™ of kr142.07. GuruFocus considers Holand og Setskog Sparebank to be Fairly Valued.

Key valuation signals for OSL:HSPG:

  • EV-to-OCF: -64.05
  • GF Value™: kr142.07 vs. price of kr130.88 (7.9% below fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the OSL:HSPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Holand og Setskog Sparebank Business Description

Address Postboks 54, Bjorkelangen, NOR
Holand og Setskog Sparebank operates as a savings bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
50GF Score

Get the complete analysis for OSL:HSPG

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr130.88
Price
kr142.07
GF Value