Holand og Setskog Sparebank (OSL:HSPG) Total Payout Ratio: 0.08 (As of Aug. 19, 2026)

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OSL:HSPG Holand og Setskog Sparebank OSL:HSPG
51 GF Score
Price kr149.98
GF Value kr139.26
Valuation Fairly Valued
! 4 Warning Signs
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What is Holand og Setskog Sparebank Total Payout Ratio?

Holand og Setskog Sparebank OSL:HSPG +4.15% 51 Total Payout Ratio is 0.08 as of Aug. 19, 2026. GuruFocus rates OSL:HSPG with a GF Score™ of 51/100 and a GF Value™ of kr139.26 (Fairly Valued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Holand og Setskog Sparebank's current Total Payout Ratio is 0.08.


Holand og Setskog Sparebank Total Payout Ratio Related Terms


Holand og Setskog Sparebank Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Holand og Setskog Sparebank's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Holand og Setskog Sparebank Total Payout Ratio Chart

Holand og Setskog Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.10 0.10 0.09 0.13

Holand og Setskog Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.58

OSL:HSPG vs PNC, USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Holand og Setskog Sparebank's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Holand og Setskog Sparebank Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Holand og Setskog Sparebank's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Holand og Setskog Sparebank's Total Payout Ratio falls into.


OSL:HSPG
51GF Score
Holand og Setskog Sparebank OSL:HSPG
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Holand og Setskog Sparebank Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Holand og Setskog Sparebank's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -6.191) / 47.435
=0.13

Holand og Setskog Sparebank's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -3.44) / 5.933
=0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.08 mean?
Holand og Setskog Sparebank (OSL:HSPG) has a Total Payout Ratio of 0.08 as of Aug. 19, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Holand og Setskog Sparebank and its competitors.
Is Holand og Setskog Sparebank's Total Payout Ratio too high?
Holand og Setskog Sparebank's current Total Payout Ratio is 0.08. Overall, Holand og Setskog Sparebank has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Holand og Setskog Sparebank's Total Payout Ratio compare to PNC and USB?
Holand og Setskog Sparebank's Total Payout Ratio of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Holand og Setskog Sparebank and its competitors. Holand og Setskog Sparebank's current Total Payout Ratio is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Holand og Setskog Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Holand og Setskog Sparebank (OSL:HSPG) is currently considered Fairly Valued. The stock's GF Value™ is kr139.26, compared to a current price of kr149.98 — trading 7.7% above its estimated fair value. The current Total Payout Ratio is 0.08. Holand og Setskog Sparebank's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Holand og Setskog Sparebank (OSL:HSPG), the current Total Payout Ratio is 0.08 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Holand og Setskog Sparebank (OSL:HSPG) Overvalued in 2026?

Based on GuruFocus' analysis, Holand og Setskog Sparebank stock appears to be overvalued. The current stock price of kr149.98 is trading 7.7% above its estimated GF Value™ of kr139.26. GuruFocus considers Holand og Setskog Sparebank to be Fairly Valued.

Key valuation signals for OSL:HSPG:

  • Total Payout Ratio: 0.08
  • GF Value™: kr139.26 vs. price of kr149.98 (7.7% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the OSL:HSPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Holand og Setskog Sparebank Business Description

Address Postboks 54, Bjorkelangen, NOR
Holand og Setskog Sparebank operates as a savings bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
51GF Score

Get the complete analysis for OSL:HSPG

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr149.98
Price
kr139.26
GF Value