Holand og Setskog Sparebank (OSL:HSPG) Total Noninterest Expense: kr143.8 Mil (As of Mar. 2026)

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OSL:HSPG Holand og Setskog Sparebank OSL:HSPG
56 GF Score
Price kr149.98
GF Value kr139.40
Valuation Fairly Valued
! 6 Warning Signs
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What is Holand og Setskog Sparebank Total Noninterest Expense?

Holand og Setskog Sparebank OSL:HSPG 56 Total Noninterest Expense is kr143.8 Mil as of Mar. 2026. GuruFocus rates OSL:HSPG with a GF Score™ of 56/100 and a GF Value™ of kr139.40 (Fairly Valued). The stock has 6 warning signs investors should review.

Holand og Setskog Sparebank's Total Noninterest Expense for the three months ended in Mar. 2026 was kr32.2 Mil. Holand og Setskog Sparebank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was kr143.8 Mil.

Holand og Setskog Sparebank Total Noninterest Expense Related Terms

Holand og Setskog Sparebank Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Holand og Setskog Sparebank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Holand og Setskog Sparebank Total Noninterest Expense Chart

Holand og Setskog Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.09 118.17 129.18 125.34 139.91

Holand og Setskog Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.38 37.01 36.86 37.74 32.25
OSL:HSPG
56GF Score
Holand og Setskog Sparebank OSL:HSPG
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Holand og Setskog Sparebank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr143.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of kr143.8 Mil mean?
Holand og Setskog Sparebank (OSL:HSPG) has a Total Noninterest Expense of kr143.8 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Holand og Setskog Sparebank and its competitors.
Is Holand og Setskog Sparebank's Total Noninterest Expense too high?
Holand og Setskog Sparebank's current Total Noninterest Expense is kr143.8 Mil. Overall, Holand og Setskog Sparebank has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Holand og Setskog Sparebank's Total Noninterest Expense compare to PNC and USB?
Holand og Setskog Sparebank's Total Noninterest Expense of kr143.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Holand og Setskog Sparebank and its competitors. Holand og Setskog Sparebank's current Total Noninterest Expense is kr143.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Holand og Setskog Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Holand og Setskog Sparebank (OSL:HSPG) is currently considered Fairly Valued. The stock's GF Value™ is kr139.40, compared to a current price of kr149.98 — trading 7.6% above its estimated fair value. The current Total Noninterest Expense is kr143.8 Mil. Holand og Setskog Sparebank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Holand og Setskog Sparebank (OSL:HSPG), the current Total Noninterest Expense is kr143.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Holand og Setskog Sparebank (OSL:HSPG) Overvalued in 2026?

Based on GuruFocus' analysis, Holand og Setskog Sparebank stock appears to be overvalued. The current stock price of kr149.98 is trading 7.6% above its estimated GF Value™ of kr139.40. GuruFocus considers Holand og Setskog Sparebank to be Fairly Valued.

Key valuation signals for OSL:HSPG:

  • Total Noninterest Expense: kr143.8 Mil
  • GF Value™: kr139.40 vs. price of kr149.98 (7.6% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the OSL:HSPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Holand og Setskog Sparebank Business Description

Address Postboks 54, Bjorkelangen, NOR
Holand og Setskog Sparebank operates as a savings bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
56GF Score

Get the complete analysis for OSL:HSPG

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr149.98
Price
kr139.40
GF Value