Norion Bank AB (OSTO:NORION) EV-to-OCF: -855.80 (As of Aug. 13, 2026)

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Director of Data and Quant Analytics at GuruFocus
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OSTO:NORION Norion Bank AB OSTO:NORION
65 GF Score
Price kr66.20
GF Value kr48.36
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Norion Bank AB EV-to-OCF?

Norion Bank AB OSTO:NORION -0.75% 65 EV-to-OCF is -855.80 as of Aug. 13, 2026. GuruFocus rates OSTO:NORION with a GF Score™ of 65/100 and a GF Value™ of kr48.36 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,497 Banks companies, Norion Bank AB ranks better than 99.93% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Norion Bank AB's Enterprise Value is kr14,549 Mil. Norion Bank AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was kr-17 Mil. Therefore, Norion Bank AB's EV-to-OCF for today is -855.80.

The historical rank and industry rank for Norion Bank AB's EV-to-OCF or its related term are showing as below:

OSTO:NORION' s EV-to-OCF Range Over the Past 10 Years
Min: -891.35   Med: 6.88   Max: 44.6
Current: -858.91

During the past 10 years, the highest EV-to-OCF of Norion Bank AB was 44.60. The lowest was -891.35. And the median was 6.88.

OSTO:NORION's EV-to-OCF is ranked better than
99.93% of 1497 companies
in the Banks industry
Industry Median: 3.98 vs OSTO:NORION: -858.91

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-13), Norion Bank AB's stock price is kr66.20. Norion Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was kr6.020. Therefore, Norion Bank AB's PE Ratio (TTM) for today is 11.00.


Norion Bank AB  (OSTO:NORION) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Norion Bank AB's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=66.20/6.020
=11.00

Norion Bank AB's share price for today is kr66.20.
Norion Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr6.020.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Norion Bank AB EV-to-OCF Related Terms


Norion Bank AB EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Norion Bank AB's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norion Bank AB EV-to-OCF Chart

Norion Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 29.71 2.99 -62.09 8.59

Norion Bank AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.14 18.90 8.59 -16.87 -798.85

OSTO:NORION vs PNC, USB: EV-to-OCF Comparison

For the Banks - Regional subindustry, Norion Bank AB's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norion Bank AB EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Norion Bank AB's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Norion Bank AB's EV-to-OCF falls into.


OSTO:NORION
65GF Score
Norion Bank AB OSTO:NORION
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Norion Bank AB EV-to-OCF Calculation

Norion Bank AB's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=14548.619/-17
=-855.80

Norion Bank AB's current Enterprise Value is kr14,549 Mil.
Norion Bank AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-17 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -855.80 mean?
Norion Bank AB (OSTO:NORION) has a EV-to-OCF of -855.80 as of Aug. 13, 2026. According to the industry distribution chart, Norion Bank AB ranks #1 out of 1497 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Norion Bank AB's EV-to-OCF too high?
Norion Bank AB's current EV-to-OCF is -855.80. Based on the distribution chart, Norion Bank AB ranks #1 out of 1497 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Norion Bank AB has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #1 out of 1497 companies for EV-to-OCF. This places Norion Bank AB in the top 0% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current EV-to-OCF is -855.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (OSTO:NORION) is currently considered Significantly Overvalued. The stock's GF Value™ is kr48.36, compared to a current price of kr66.20 — trading 36.9% above its estimated fair value. The current EV-to-OCF is -855.80. Norion Bank AB's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Norion Bank AB (OSTO:NORION), the current EV-to-OCF is -855.80 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norion Bank AB (OSTO:NORION) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of kr66.20 is trading 36.9% above its estimated GF Value™ of kr48.36. GuruFocus considers Norion Bank AB to be Significantly Overvalued.

Key valuation signals for OSTO:NORION:

  • EV-to-OCF: -855.80
  • GF Value™: kr48.36 vs. price of kr66.20 (36.9% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the OSTO:NORION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Norion Bank AB Business Description

Other Exchanges NORIOs:UKFN1:Germany
Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
65GF Score

Get the complete analysis for OSTO:NORION

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr66.20
Price
kr48.36
GF Value