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Norion Bank ABOSTO:NORION -0.75%66 FCF Margin % is 41.91% as of Jun. 2026, which is 975% above its 10-year median of 3.90. GuruFocus rates OSTO:NORION with a GF Score™ of 66/100 and a GF Value™ of kr47.68 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,503 Banks companies, Norion Bank AB ranks worse than 75.25% on this metric.
The historical data trend for Norion Bank AB's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Norion Bank AB's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Norion Bank AB (OSTO:NORION) has a FCF Margin % of 41.91% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Norion Bank AB and its competitors. This is 975% above median its historical median of 3.90. According to the industry distribution chart, Norion Bank AB ranks #1131 out of 1503 companies in the Banks industry, placing it in the top 75.2%.
Is Norion Bank AB's FCF Margin % too high?
Norion Bank AB's current FCF Margin % of 41.91% is 975% above median its 10-year median of 3.90. The Banks industry median FCF Margin % is 26.42. Norion Bank AB's value of 41.91% is 58.6% above this industry median. Based on the distribution chart, Norion Bank AB ranks #1131 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Norion Bank AB has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #1131 out of 1503 companies for FCF Margin %. This places Norion Bank AB in the lower half of its industry. The industry median FCF Margin % is 26.42. Norion Bank AB's value of 41.91% is 58.6% above this benchmark. While the company's 10-year median is 3.90 vs. the industry median of 26.42, Norion Bank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current FCF Margin % of 41.91% is 58.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current FCF Margin % is 41.91%, which is 975% above median its own 10-year median of 3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (OSTO:NORION) is currently considered Significantly Overvalued. The stock's GF Value™ is kr47.68, compared to a current price of kr66.50 — trading 39.5% above its estimated fair value. The current FCF Margin % is 41.91%, which is 975% above median its 10-year median of 3.90 and 58.6% above the Banks industry median of 26.42. Norion Bank AB's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Norion Bank AB (OSTO:NORION), the current FCF Margin % is 41.91% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (OSTO:NORION) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of kr66.50 is trading 39.5% above its estimated GF Value™ of kr47.68.
GuruFocus considers Norion Bank AB to be Significantly Overvalued.
Key valuation signals for OSTO:NORION:
FCF Margin %: 41.91% (975% above median its 10-year median of 3.90)
GF Value™: kr47.68 vs. price of kr66.50 (39.5% above fair value)
Industry Position: 58.6% above the Banks median (#1131 of 1503)
No single metric tells the full story. See the OSTO:NORION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
66GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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