Norion Bank AB (OSTO:NORION) OCF Margin %: 43.54% (As of Jun. 2026) — 706% Above Median

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OSTO:NORION Norion Bank AB OSTO:NORION
66 GF Score
Price kr66.60
GF Value kr47.68
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Norion Bank AB OCF Margin %?

Norion Bank AB OSTO:NORION +0.15% 66 OCF Margin % is 43.54% as of Jun. 2026, which is 706% above its 10-year median of 5.40. GuruFocus rates OSTO:NORION with a GF Score™ of 66/100 and a GF Value™ of kr47.68 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,499 Banks companies, Norion Bank AB ranks worse than 76.38% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Norion Bank AB's Cash Flow from Operations for the three months ended in Jun. 2026 was kr428 Mil. Norion Bank AB's Revenue for the three months ended in Jun. 2026 was kr983 Mil. Therefore, Norion Bank AB's OCF Margin % for the quarter that ended in Jun. 2026 was 43.54%.

As of today, Norion Bank AB's current OCF Yield % is -0.15%.

The historical rank and industry rank for Norion Bank AB's OCF Margin % or its related term are showing as below:

OSTO:NORION' s OCF Margin % Range Over the Past 10 Years
Min: -424.68   Med: 5.4   Max: 168.39
Current: -0.46


During the past 10 years, the highest OCF Margin % of Norion Bank AB was 168.39%. The lowest was -424.68%. And the median was 5.40%.

OSTO:NORION's OCF Margin % is ranked worse than
76.38% of 1499 companies
in the Banks industry
Industry Median: 29.7 vs OSTO:NORION: -0.46


Norion Bank AB OCF Margin % Related Terms


Norion Bank AB OCF Margin % Historical Data

* Premium members only.

The historical data trend for Norion Bank AB's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norion Bank AB OCF Margin % Chart

Norion Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -133.14 8.62 64.75 -2.78 35.14

Norion Bank AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -36.28 14.04 77.68 -142.18 43.54

OSTO:NORION vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Norion Bank AB's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norion Bank AB OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Norion Bank AB's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Norion Bank AB's OCF Margin % falls into.


OSTO:NORION
66GF Score
Norion Bank AB OSTO:NORION
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Norion Bank AB OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Norion Bank AB's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1312/3734
=35.14 %

Norion Bank AB's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=428/983
=43.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 43.54% mean?
Norion Bank AB (OSTO:NORION) has a OCF Margin % of 43.54% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Norion Bank AB and its competitors. This is 706% above median its historical median of 5.40. According to the industry distribution chart, Norion Bank AB ranks #1145 out of 1499 companies in the Banks industry, placing it in the top 76.4%.
Is Norion Bank AB's OCF Margin % too high?
Norion Bank AB's current OCF Margin % of 43.54% is 706% above median its 10-year median of 5.40. The Banks industry median OCF Margin % is 29.70. Norion Bank AB's value of 43.54% is 46.6% above this industry median. Based on the distribution chart, Norion Bank AB ranks #1145 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Norion Bank AB has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #1145 out of 1499 companies for OCF Margin %. This places Norion Bank AB in the lower half of its industry. The industry median OCF Margin % is 29.70. Norion Bank AB's value of 43.54% is 46.6% above this benchmark. While the company's 10-year median is 5.40 vs. the industry median of 29.70, Norion Bank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.70, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current OCF Margin % of 43.54% is 46.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median OCF Margin % is 29.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current OCF Margin % is 43.54%, which is 706% above median its own 10-year median of 5.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (OSTO:NORION) is currently considered Significantly Overvalued. The stock's GF Value™ is kr47.68, compared to a current price of kr66.60 — trading 39.7% above its estimated fair value. The current OCF Margin % is 43.54%, which is 706% above median its 10-year median of 5.40 and 46.6% above the Banks industry median of 29.70. Norion Bank AB's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Norion Bank AB (OSTO:NORION), the current OCF Margin % is 43.54% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norion Bank AB (OSTO:NORION) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of kr66.60 is trading 39.7% above its estimated GF Value™ of kr47.68. GuruFocus considers Norion Bank AB to be Significantly Overvalued.

Key valuation signals for OSTO:NORION:

  • OCF Margin %: 43.54% (706% above median its 10-year median of 5.40)
  • GF Value™: kr47.68 vs. price of kr66.60 (39.7% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 46.6% above the Banks median (#1145 of 1499)

No single metric tells the full story. See the OSTO:NORION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Norion Bank AB Business Description

Other Exchanges NORIOs:UKFN1:Germany
Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
66GF Score

Get the complete analysis for OSTO:NORION

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr66.60
Price
kr47.68
GF Value