Cathay Financial Holding Co (TPE:2882) EV-to-OCF: 6.87 (As of Sep. 09, 2026) — 277% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:2882 Cathay Financial Holding Co Ltd TPE:2882
55 GF Score
Price NT$110.50
GF Value NT$75.01
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Cathay Financial Holding Co EV-to-OCF?

Cathay Financial Holding Co TPE:2882 -2.64% 55 EV-to-OCF is 6.87 as of Sep. 09, 2026, which is 277% above its 10-year median of 1.82. GuruFocus rates TPE:2882 with a GF Score™ of 55/100 and a GF Value™ of NT$75.01 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 500 Insurance companies, Cathay Financial Holding Co ranks worse than 54.2% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Cathay Financial Holding Co's Enterprise Value is NT$1,293,577 Mil. Cathay Financial Holding Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was NT$188,257 Mil. Therefore, Cathay Financial Holding Co's EV-to-OCF for today is 6.87.

The historical rank and industry rank for Cathay Financial Holding Co's EV-to-OCF or its related term are showing as below:

TPE:2882' s EV-to-OCF Range Over the Past 10 Years
Min: -15.01   Med: 1.82   Max: 92.28
Current: 7.18

During the past 13 years, the highest EV-to-OCF of Cathay Financial Holding Co was 92.28. The lowest was -15.01. And the median was 1.82.

TPE:2882's EV-to-OCF is ranked worse than
54.2% of 500 companies
in the Insurance industry
Industry Median: 6.285 vs TPE:2882: 7.18

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-09), Cathay Financial Holding Co's stock price is NT$110.50. Cathay Financial Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$7.057. Therefore, Cathay Financial Holding Co's PE Ratio (TTM) for today is 15.66.


Cathay Financial Holding Co  (TPE:2882) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Cathay Financial Holding Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=110.50/7.057
=15.66

Cathay Financial Holding Co's share price for today is NT$110.50.
Cathay Financial Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$7.057.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Cathay Financial Holding Co EV-to-OCF Related Terms


Cathay Financial Holding Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Cathay Financial Holding Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay Financial Holding Co EV-to-OCF Chart

Cathay Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.10 -6.65 -5.53 -8.67 4.17

Cathay Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.67 -6.90 9.30 23.53 4.17

TPE:2882 vs MET, AFL, PRU: EV-to-OCF Comparison

For the Insurance - Life subindustry, Cathay Financial Holding Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay Financial Holding Co EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Cathay Financial Holding Co's EV-to-OCF falls into.


TPE:2882
55GF Score
Cathay Financial Holding Co Ltd TPE:2882
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cathay Financial Holding Co EV-to-OCF Calculation

Cathay Financial Holding Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1293576.580/188257.172
=6.87

Cathay Financial Holding Co's current Enterprise Value is NT$1,293,577 Mil.
Cathay Financial Holding Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$188,257 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 6.87 mean?
Cathay Financial Holding Co (TPE:2882) has a EV-to-OCF of 6.87 as of Sep. 09, 2026. This is 277% above median its historical median of 1.82. According to the industry distribution chart, Cathay Financial Holding Co ranks #271 out of 500 companies in the Insurance industry, placing it in the top 54.2%.
Is Cathay Financial Holding Co's EV-to-OCF too high?
Cathay Financial Holding Co's current EV-to-OCF of 6.87 is 277% above median its 10-year median of 1.82. The Insurance industry median EV-to-OCF is 6.29. Cathay Financial Holding Co's value of 6.87 is 9.3% above this industry median. Based on the distribution chart, Cathay Financial Holding Co ranks #271 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Cathay Financial Holding Co has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's EV-to-OCF compare to MET and AFL?
According to the Insurance industry distribution chart, Cathay Financial Holding Co ranks #271 out of 500 companies for EV-to-OCF. This places Cathay Financial Holding Co in the lower half of its industry. The industry median EV-to-OCF is 6.29. Cathay Financial Holding Co's value of 6.87 is 9.3% above this benchmark. While the company's 10-year median is 1.82 vs. the industry median of 6.29, Cathay Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.29, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay Financial Holding Co's current EV-to-OCF of 6.87 is 9.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay Financial Holding Co's current EV-to-OCF is 6.87, which is 277% above median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Cathay Financial Holding Co (TPE:2882) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$75.01, compared to a current price of NT$110.50 — trading 47.3% above its estimated fair value. The current EV-to-OCF is 6.87, which is 277% above median its 10-year median of 1.82 and 9.3% above the Insurance industry median of 6.29. Cathay Financial Holding Co's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Cathay Financial Holding Co (TPE:2882), the current EV-to-OCF is 6.87 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay Financial Holding Co (TPE:2882) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued. The current stock price of NT$110.50 is trading 47.3% above its estimated GF Value™ of NT$75.01. GuruFocus considers Cathay Financial Holding Co to be Significantly Overvalued.

Key valuation signals for TPE:2882:

  • EV-to-OCF: 6.87 (277% above median its 10-year median of 1.82)
  • GF Value™: NT$75.01 vs. price of NT$110.50 (47.3% above fair value)
  • GF Score™: 55/100 with 9 warning signs
  • Industry Position: 9.3% above the Insurance median (#271 of 500)

No single metric tells the full story. See the TPE:2882 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay Financial Holding Co Business Description

Address No. 296, Jen Ai Road, Section 4, Taipei, TWN, 10633
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
55GF Score

Get the complete analysis for TPE:2882

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$110.50
Price
NT$75.01
GF Value