The historical rank and industry rank for Cathay Financial Holding Co's Net Margin % or its related term are showing as below:
TPE:2882'
s Net Margin % Range Over the Past 10 Years
Min: 8.85 Med: 11.52 Max: 30.55
Current: 25.61
TPE:2882's Net Margin % is ranked better than 88.62% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs TPE:2882: 25.61
Cathay Financial Holding Co (TPE:2882) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Cathay Financial Holding Co Net Margin % Related Terms
Cathay Financial Holding Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2882 vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, Cathay Financial Holding Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay Financial Holding Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Cathay Financial Holding Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cathay Financial Holding Co (TPE:2882) has a Net Margin % of 20.54% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Cathay Financial Holding Co and its competitors. This is 78% above median its historical median of 11.52. Over the past decade, Cathay Financial Holding Co's Net Margin % has ranged from 8.85 to 30.55. According to the industry distribution chart, Cathay Financial Holding Co ranks #57 out of 501 companies in the Insurance industry, placing it in the top 11.4%.
Is Cathay Financial Holding Co's Net Margin % too high?
Cathay Financial Holding Co's current Net Margin % of 20.54% is 78% above median its 10-year median of 11.52. Over the past 10 years, this metric has ranged from a low of 8.85 to a high of 30.55. The Insurance industry median Net Margin % is 9.29. Cathay Financial Holding Co's value of 20.54% is 121.1% above this industry median. Based on the distribution chart, Cathay Financial Holding Co ranks #57 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Cathay Financial Holding Co has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Cathay Financial Holding Co ranks #57 out of 501 companies for Net Margin %. This places Cathay Financial Holding Co in the top 11% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Cathay Financial Holding Co's value of 20.54% is 121.1% above this benchmark. Historically, Cathay Financial Holding Co's own Net Margin % has ranged from 8.85 to 30.55 over the past decade. While the company's 10-year median is 11.52 vs. the industry median of 9.29, Cathay Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay Financial Holding Co's current Net Margin % of 20.54% is 121.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Cathay Financial Holding Co and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay Financial Holding Co's current Net Margin % is 20.54%, which is 78% above median its own 10-year median of 11.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Cathay Financial Holding Co (TPE:2882) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$75.91, compared to a current price of NT$111.50 — trading 46.9% above its estimated fair value. The current Net Margin % is 20.54%, which is 78% above median its 10-year median of 11.52 and 121.1% above the Insurance industry median of 9.29. Cathay Financial Holding Co's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Cathay Financial Holding Co (TPE:2882), the current Net Margin % is 20.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay Financial Holding Co (TPE:2882) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued.
The current stock price of NT$111.50 is trading 46.9% above its estimated GF Value™ of NT$75.91.
GuruFocus considers Cathay Financial Holding Co to be Significantly Overvalued.
Key valuation signals for TPE:2882:
Net Margin %: 20.54% (78% above median its 10-year median of 11.52)
GF Value™: NT$75.91 vs. price of NT$111.50 (46.9% above fair value)
Industry Position: 121.1% above the Insurance median (#57 of 501)
No single metric tells the full story. See the TPE:2882 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
63GF Score
Get the complete analysis for TPE:2882
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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