Cathay Financial Holding Co (TPE:2882) FCF Margin %: -39.85% (As of Dec. 2025)


TPE:2882 Cathay Financial Holding Co Ltd TPE:2882
63 GF Score
Price NT$111.50
GF Value NT$75.91
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Cathay Financial Holding Co FCF Margin %?

Cathay Financial Holding Co TPE:2882 +1.36% 63 FCF Margin % is -39.85% as of Dec. 2025. GuruFocus rates TPE:2882 with a GF Score™ of 63/100 and a GF Value™ of NT$75.91 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 501 Insurance companies, Cathay Financial Holding Co ranks better than 92.02% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Cathay Financial Holding Co's Free Cash Flow for the three months ended in Dec. 2025 was NT$-63,101 Mil. Cathay Financial Holding Co's Revenue for the three months ended in Dec. 2025 was NT$158,357 Mil. Therefore, Cathay Financial Holding Co's FCF Margin % for the quarter that ended in Dec. 2025 was -39.85%.

As of today, Cathay Financial Holding Co's current FCF Yield % is 11.19%.

The historical rank and industry rank for Cathay Financial Holding Co's FCF Margin % or its related term are showing as below:

TPE:2882' s FCF Margin % Range Over the Past 10 Years
Min: -27.17   Med: 2.2   Max: 43.73
Current: 43.73


During the past 13 years, the highest FCF Margin % of Cathay Financial Holding Co was 43.73%. The lowest was -27.17%. And the median was 2.20%.

TPE:2882's FCF Margin % is ranked better than
92.02% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs TPE:2882: 43.73


Cathay Financial Holding Co FCF Margin % Related Terms


Cathay Financial Holding Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Cathay Financial Holding Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay Financial Holding Co FCF Margin % Chart

Cathay Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.23 -8.21 -24.29 -27.17 43.73

Cathay Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -402.37 -25.92 872.84 38.98 -39.85

TPE:2882 vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, Cathay Financial Holding Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay Financial Holding Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Cathay Financial Holding Co's FCF Margin % falls into.


TPE:2882
63GF Score
Cathay Financial Holding Co Ltd TPE:2882
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cathay Financial Holding Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Cathay Financial Holding Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=182926.605/418297.641
=43.73 %

Cathay Financial Holding Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-63100.864/158356.919
=-39.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -39.85% mean?
Cathay Financial Holding Co (TPE:2882) has a FCF Margin % of -39.85% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Cathay Financial Holding Co and its competitors. According to the industry distribution chart, Cathay Financial Holding Co ranks #40 out of 501 companies in the Insurance industry, placing it in the top 8%.
Is Cathay Financial Holding Co's FCF Margin % too high?
Cathay Financial Holding Co's current FCF Margin % is -39.85%. Based on the distribution chart, Cathay Financial Holding Co ranks #40 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Cathay Financial Holding Co has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Cathay Financial Holding Co ranks #40 out of 501 companies for FCF Margin %. This places Cathay Financial Holding Co in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Cathay Financial Holding Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay Financial Holding Co's current FCF Margin % is -39.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Cathay Financial Holding Co (TPE:2882) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$75.91, compared to a current price of NT$111.50 — trading 46.9% above its estimated fair value. The current FCF Margin % is -39.85%. Cathay Financial Holding Co's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Cathay Financial Holding Co (TPE:2882), the current FCF Margin % is -39.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay Financial Holding Co (TPE:2882) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued. The current stock price of NT$111.50 is trading 46.9% above its estimated GF Value™ of NT$75.91. GuruFocus considers Cathay Financial Holding Co to be Significantly Overvalued.

Key valuation signals for TPE:2882:

  • FCF Margin %: -39.85%
  • GF Value™: NT$75.91 vs. price of NT$111.50 (46.9% above fair value)
  • GF Score™: 63/100 with 9 warning signs

No single metric tells the full story. See the TPE:2882 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay Financial Holding Co Business Description

Address No. 296, Jen Ai Road, Section 4, Taipei, TWN, 10633
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
63GF Score

Get the complete analysis for TPE:2882

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$111.50
Price
NT$75.91
GF Value