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XPXP -0.18%71 EV-to-OCF is 6.61 as of Aug. 03, 2026, which is 28% above its 10-year median of 5.18. GuruFocus rates XP with a GF Score™ of 71/100 and a GF Value™ of $38.93 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 808 Capital Markets companies, XP ranks worse than 66.96% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, XP's Enterprise Value is $14,922 Mil.
XP's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $2,258 Mil. Therefore, XP's EV-to-OCF for today is 6.61.
The historical rank and industry rank for XP's EV-to-OCF or its related term are showing as below:
XP'
s EV-to-OCF Range Over the Past 10 Years
Min: -194.08 Med: 5.18 Max: 3786.2
Current: 6.61
During the past 10 years, the highest EV-to-OCF of XP was 3786.20. The lowest was -194.08. And the median was 5.18.
XP's EV-to-OCF is ranked worse than 66.96% of 808
companies
in the Capital Markets industry
Industry Median: -0.045
vs XP: 6.61
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-08-03), XP's stock price is $17.03.
XP's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.848. Therefore, XP's PE Ratio (TTM) for today is 9.22.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
XP's share price for today is $17.03.
XP's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.848.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
XP EV-to-OCF Related Terms
XP EV-to-OCF Historical Data
* Premium members only.
The historical data trend for XP's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, XP's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XP EV-to-OCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, XP's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where XP's EV-to-OCF falls into.
XP's current Enterprise Value is $14,922 Mil.
XP's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,258 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XP (XP) has a EV-to-OCF of 6.61 as of Aug. 03, 2026. This is 28% above median its historical median of 5.18. According to the industry distribution chart, XP ranks #541 out of 808 companies in the Capital Markets industry, placing it in the top 67%.
Is XP's EV-to-OCF too high?
XP's current EV-to-OCF of 6.61 is 28% above median its 10-year median of 5.18. Based on the distribution chart, XP ranks #541 out of 808 companies in the Capital Markets industry, which is below the industry midpoint. Overall, XP has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does XP's EV-to-OCF compare to RIOT and SNEX?
According to the Capital Markets industry distribution chart, XP ranks #541 out of 808 companies for EV-to-OCF. This places XP in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Capital Markets company?
A good EV-to-OCF depends on the Capital Markets industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. XP's current EV-to-OCF is 6.61, which is 28% above median its own 10-year median of 5.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XP stock overvalued right now?
Based on GuruFocus' analysis, XP (XP) is currently considered Possible Value Trap. The stock's GF Value™ is $38.93, compared to a current price of $17.03 — trading 56.3% below its estimated fair value. The current EV-to-OCF is 6.61, which is 28% above median its 10-year median of 5.18. XP's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For XP (XP), the current EV-to-OCF is 6.61 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XP (XP) Overvalued in 2026?
Based on GuruFocus' analysis, XP stock appears to be undervalued.
The current stock price of $17.03 is trading 56.3% below its estimated GF Value™ of $38.93.
GuruFocus considers XP to be Possible Value Trap.
Key valuation signals for XP:
EV-to-OCF: 6.61 (28% above median its 10-year median of 5.18)
GF Value™: $38.93 vs. price of $17.03 (56.3% below fair value)
No single metric tells the full story. See the XP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
71GF Score
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