XP (XP) Tariff Resilience Score: 9/10 (As of Jul. 02, 2026)


XP XP Inc XP
71 GF Score
Price $16.16
GF Value $34.38
Valuation Possible Value Trap
! 6 Warning Signs
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What is XP Tariff Resilience Score?

XP XP -0.12% 71 Tariff Resilience Score is 9 as of Jul. 02, 2026. GuruFocus rates XP with a GF Score™ of 71/100 and a GF Value™ of $34.38 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 833 Capital Markets companies, XP ranks better than 99.88% on this metric.

XP has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

XP has XP Inc operates primarily in Brazil's financial sector, with minimal exposure to international trade tariffs, making it highly resilient.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes XP might have Highly Resilient.

XP  (NAS:XP) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

XP Tariff Resilience Score Related Terms

XP vs BMNR, HLI, JEF: Tariff Resilience Score Comparison

For the Capital Markets subindustry, XP's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

XP Tariff Resilience Score vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, XP's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where XP's Tariff Resilience Score falls into.


XP
71GF Score
XP Inc XP
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
XP (XP) has a Tariff Resilience Score of 9 as of Jul. 02, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, XP ranks #1 out of 833 companies in the Capital Markets industry, placing it in the top 0.099999999999994%.
Is XP's Tariff Resilience Score too high?
XP's current Tariff Resilience Score is 9. Based on the distribution chart, XP ranks #1 out of 833 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, XP has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does XP's Tariff Resilience Score compare to BMNR and HLI?
According to the Capital Markets industry distribution chart, XP ranks #1 out of 833 companies for Tariff Resilience Score. This places XP in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Capital Markets company?
A good Tariff Resilience Score depends on the Capital Markets industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. XP's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XP stock overvalued right now?
Based on GuruFocus' analysis, XP (XP) is currently considered Possible Value Trap. The stock's GF Value™ is $34.38, compared to a current price of $16.16 — trading 53% below its estimated fair value. The current Tariff Resilience Score is 9. XP's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For XP (XP), the current Tariff Resilience Score is 9 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XP (XP) Overvalued in 2026?

Based on GuruFocus' analysis, XP stock appears to be undervalued. The current stock price of $16.16 is trading 53% below its estimated GF Value™ of $34.38. GuruFocus considers XP to be Possible Value Trap.

Key valuation signals for XP:

  • Tariff Resilience Score: 9
  • GF Value™: $34.38 vs. price of $16.16 (53% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the XP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

XP Business Description

Address 20, Genesis Close, George Town, Vila Olimpia, Grand Cayman, CYM, KY-1-1208
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
71GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.16
Price
$34.38
GF Value