XPXP -2.35%69 Receivables Turnover is 1.78 as of Mar. 2026. GuruFocus rates XP with a GF Score™ of 69/100 and a GF Value™ of $35.22 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 579 Capital Markets companies, XP ranks better than 55.09% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. XP's Revenue for the
three
months ended in Mar. 2026 was $370 Mil. XP's average Accounts Receivable for the
three
months ended in Mar. 2026 was $207 Mil.
Hence, XP's Receivables Turnover for the
three
months ended in Mar. 2026 was 1.78.
XP (NAS:XP) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
XP Receivables Turnover Related Terms
XP Receivables Turnover Historical Data
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The historical data trend for XP's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XP vs BMNR, HLI, JEF: Receivables Turnover Comparison
For the Capital Markets subindustry, XP's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XP Receivables Turnover vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, XP's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where XP's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XP (XP) has a Receivables Turnover of 1.78 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on XP and its competitors. According to the industry distribution chart, XP ranks #260 out of 579 companies in the Capital Markets industry, placing it in the top 44.9%.
Is XP's Receivables Turnover too high?
XP's current Receivables Turnover is 1.78. The Capital Markets industry median Receivables Turnover is 6.85. XP's value of 1.78 is 74% below this industry median. Based on the distribution chart, XP ranks #260 out of 579 companies in the Capital Markets industry, which is above the industry midpoint. Overall, XP has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does XP's Receivables Turnover compare to BMNR and HLI?
According to the Capital Markets industry distribution chart, XP ranks #260 out of 579 companies for Receivables Turnover. This puts XP in the upper half of its industry. The industry median Receivables Turnover is 6.85. XP's value of 1.78 is 74% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Capital Markets company?
The median Receivables Turnover among Capital Markets companies is 6.85, based on 579 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XP's current Receivables Turnover of 1.78 is 74% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on XP and its competitors. For the Capital Markets industry, the median Receivables Turnover is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XP's current Receivables Turnover is 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XP stock overvalued right now?
Based on GuruFocus' analysis, XP (XP) is currently considered Possible Value Trap. The stock's GF Value™ is $35.22, compared to a current price of $16.01 — trading 54.5% below its estimated fair value. The current Receivables Turnover is 1.78 and 74% below the Capital Markets industry median of 6.85. XP's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For XP (XP), the current Receivables Turnover is 1.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XP (XP) Overvalued in 2026?
Based on GuruFocus' analysis, XP stock appears to be undervalued.
The current stock price of $16.01 is trading 54.5% below its estimated GF Value™ of $35.22.
GuruFocus considers XP to be Possible Value Trap.
Key valuation signals for XP:
Receivables Turnover: 1.78
GF Value™: $35.22 vs. price of $16.01 (54.5% below fair value)
Industry Position: 74% below the Capital Markets median (#260 of 579)
No single metric tells the full story. See the XP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
69GF Score
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