XP (XP) Quality Rank


XP XP Inc XP
71 GF Score
Price $16.16
GF Value $34.37
Valuation Possible Value Trap
! 6 Warning Signs
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What is XP Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

XP Quality Rank Related Terms

XP
71GF Score
XP Inc XP
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is XP (XP) Overvalued in 2026?

Based on GuruFocus' analysis, XP stock appears to be undervalued. The current stock price of $16.16 is trading 53% below its estimated GF Value™ of $34.37. GuruFocus considers XP to be Possible Value Trap.

Key valuation signals for XP:

  • Quality Rank:
  • GF Value™: $34.37 vs. price of $16.16 (53% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the XP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

XP Business Description

Address 20, Genesis Close, George Town, Vila Olimpia, Grand Cayman, CYM, KY-1-1208
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
71GF Score

Get the complete analysis for XP

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.16
Price
$34.37
GF Value