ACCFF (Accord Financial) Enterprise Value: $81.91 Mil (As of Jun. 27, 2026) ***


ACCFF Accord Financial Corp ACCFF
44 GF Score
Price $0.61
GF Value $1.78
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Accord Financial Enterprise Value?

Accord Financial ACCFF 44 Enterprise Value is $81.91 Mil as of Jun. 27, 2026. GuruFocus rates ACCFF with a GF Score™ of 44/100 and a GF Value™ of $1.78 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Accord Financial's Enterprise Value is $81.91 Mil. Accord Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $18.12 Mil. Therefore, Accord Financial's EV-to-Revenue ratio for today is 4.52.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Accord Financial's Enterprise Value is $81.91 Mil. Accord Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $62.98 Mil. Therefore, Accord Financial's EV-to-OCF ratio for today is 1.30.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Accord Financial's Enterprise Value is $81.91 Mil. Accord Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $62.98 Mil. Therefore, Accord Financial's EV-to-FCF ratio for today is 1.30.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Accord Financial  (OTCPK:ACCFF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Accord Financial's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=81.914/18.115
=4.52

Accord Financial's current Enterprise Value is $81.91 Mil.
Accord Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $18.12 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Accord Financial's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=81.914/62.976
=1.30

Accord Financial's current Enterprise Value is $81.91 Mil.
Accord Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $62.98 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Accord Financial's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=81.914/62.976
=1.30

Accord Financial's current Enterprise Value is $81.91 Mil.
Accord Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $62.98 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Accord Financial Enterprise Value Related Terms


Accord Financial Enterprise Value Historical Data

* Premium members only.

The historical data trend for Accord Financial's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Accord Financial Enterprise Value Chart

Accord Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 359.35 316.33 349.27 235.49 219.04

Accord Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 254.59 263.13 270.06 219.04 90.56

ACCFF vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Accord Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Accord Financial Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Accord Financial's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Accord Financial's Enterprise Value falls into.


ACCFF
44GF Score
Accord Financial Corp ACCFF
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Accord Financial Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Accord Financial's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Accord Financial's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $81.91 Mil mean?
Accord Financial (ACCFF) has a Enterprise Value of $81.91 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Accord Financial and its competitors.
Is Accord Financial's Enterprise Value too high?
Accord Financial's current Enterprise Value is $81.91 Mil. Overall, Accord Financial has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Accord Financial's Enterprise Value compare to V and MA?
Accord Financial's Enterprise Value of $81.91 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Accord Financial and its competitors. Accord Financial's current Enterprise Value is $81.91 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Accord Financial stock overvalued right now?
Based on GuruFocus' analysis, Accord Financial (ACCFF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.78, compared to a current price of $0.61 — trading 65.9% below its estimated fair value. The current Enterprise Value is $81.91 Mil. Accord Financial's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Accord Financial (ACCFF), the current Enterprise Value is $81.91 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Accord Financial (ACCFF) Overvalued in 2026?

Based on GuruFocus' analysis, Accord Financial stock appears to be undervalued. The current stock price of $0.61 is trading 65.9% below its estimated GF Value™ of $1.78. GuruFocus considers Accord Financial to be Significantly Undervalued.

Key valuation signals for ACCFF:

  • Enterprise Value: $81.91 Mil
  • GF Value™: $1.78 vs. price of $0.61 (65.9% below fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the ACCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Accord Financial Business Description

Other Exchanges ACD:Canada
Address 40 Eglinton Avenue East, Suite 602, Toronto, ON, CAN, M4P 3A2
Accord Financial Corp is a provider of asset-based financial services to businesses. It is engaged in providing asset-based financing services, including factoring and receivables financing, equipment and inventory financing, leasing, working capital financing, and media financing, to industrial and commercial enterprises, principally in Canada and the United States. Geographically, the company generates the majority of its revenue from Canada.
44GF Score

Get the complete analysis for ACCFF

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.61
Price
$1.78
GF Value