Accord FinancialACCFF 44 PS Ratio is 0.29 as of Jul. 02, 2026, which is 81% below its 10-year median of 1.56. GuruFocus rates ACCFF with a GF Score™ of 44/100 and a GF Value™ of $1.78 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 521 Credit Services companies, Accord Financial ranks better than 98.46% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Accord Financial's share price is $0.6069.
Accord Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $2.07. Hence, Accord Financial's PS Ratio for today is 0.29.
Good Sign:
Accord Financial Corp stock PS Ratio (=0.21) is close to 10-year low of 0.2.
The historical rank and industry rank for Accord Financial's PS Ratio or its related term are showing as below:
ACCFF'
s PS Ratio Range Over the Past 10 Years
Min: 0.2 Med: 1.56 Max: 3.06
Current: 0.21
During the past 13 years, Accord Financial's highest PS Ratio was 3.06. The lowest was 0.20. And the median was 1.56.
ACCFF's PS Ratio is ranked better than 98.46% of 521
companies
in the Credit Services industry
Industry Median: 2.88
vs ACCFF: 0.21
Accord Financial Corp revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Accord Financial was -41.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -12.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -2.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 3.50% per year.
During the past 13 years, Accord Financial's highest 3-Year average Revenue per Share Growth Rate was 14.30% per year. The lowest was -12.90% per year. And the median was 3.50% per year.
Back to Basics: PS Ratio
Accord Financial (OTCPK:ACCFF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Accord Financial PS Ratio Related Terms
Accord Financial PS Ratio Historical Data
* Premium members only.
The historical data trend for Accord Financial's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Accord Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Accord Financial PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Accord Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Accord Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Accord Financial's Share Price of today is $0.6069. Accord Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.07.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Accord Financial (ACCFF) has a PS Ratio of 0.29 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Accord Financial and its competitors. This is 81% below median its historical median of 1.56. Over the past decade, Accord Financial's PS Ratio has ranged from 0.20 to 3.06. According to the industry distribution chart, Accord Financial ranks #8 out of 521 companies in the Credit Services industry, placing it in the top 1.5%.
Is Accord Financial's PS Ratio too high?
Accord Financial's current PS Ratio of 0.29 is 81% below median its 10-year median of 1.56. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 3.06. The Credit Services industry median PS Ratio is 2.88. Accord Financial's value of 0.29 is 89.9% below this industry median. Based on the distribution chart, Accord Financial ranks #8 out of 521 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Accord Financial has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Accord Financial's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Accord Financial ranks #8 out of 521 companies for PS Ratio. This places Accord Financial in the top 2% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.88. Accord Financial's value of 0.29 is 89.9% below this benchmark. Historically, Accord Financial's own PS Ratio has ranged from 0.20 to 3.06 over the past decade. While the company's 10-year median is 1.56 vs. the industry median of 2.88, Accord Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.88, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Accord Financial's current PS Ratio of 0.29 is 89.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Accord Financial and its competitors. For the Credit Services industry, the median PS Ratio is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Accord Financial's current PS Ratio is 0.29, which is 81% below median its own 10-year median of 1.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Accord Financial stock overvalued right now?
Based on GuruFocus' analysis, Accord Financial (ACCFF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.78, compared to a current price of $0.61 — trading 65.9% below its estimated fair value. The current PS Ratio is 0.29, which is 81% below median its 10-year median of 1.56 and 89.9% below the Credit Services industry median of 2.88. Accord Financial's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Accord Financial (ACCFF), the current PS Ratio is 0.29 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Accord Financial (ACCFF) Overvalued in 2026?
Based on GuruFocus' analysis, Accord Financial stock appears to be undervalued.
The current stock price of $0.61 is trading 65.9% below its estimated GF Value™ of $1.78.
GuruFocus considers Accord Financial to be Significantly Undervalued.
Key valuation signals for ACCFF:
PS Ratio: 0.29 (81% below median its 10-year median of 1.56)
GF Value™: $1.78 vs. price of $0.61 (65.9% below fair value)
Industry Position: 89.9% below the Credit Services median (#8 of 521)
No single metric tells the full story. See the ACCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Accord Financial Corp is a provider of asset-based financial services to businesses. It is engaged in providing asset-based financing services, including factoring and receivables financing, equipment and inventory financing, leasing, working capital financing, and media financing, to industrial and commercial enterprises, principally in Canada and the United States. Geographically, the company generates the majority of its revenue from Canada.
44GF Score
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