Dhansafal Finserve (BOM:512048) Enterprise Value: ₹725.0 Mil (As of Aug. 12, 2026) ***

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BOM:512048 Dhansafal Finserve Ltd BOM:512048
57 GF Score
Price ₹2.43
GF Value ₹10.92
Valuation Possible Value Trap
! 7 Warning Signs
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What is Dhansafal Finserve Enterprise Value?

Dhansafal Finserve BOM:512048 +1.67% 57 Enterprise Value is ₹725.0 Mil as of Aug. 12, 2026. GuruFocus rates BOM:512048 with a GF Score™ of 57/100 and a GF Value™ of ₹10.92 (Possible Value Trap). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Dhansafal Finserve's Enterprise Value is ₹725.0 Mil. Dhansafal Finserve's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹9.7 Mil. Therefore, Dhansafal Finserve's EV-to-EBIT ratio for today is 74.41.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Dhansafal Finserve's Enterprise Value is ₹725.0 Mil. Dhansafal Finserve's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹17.5 Mil. Therefore, Dhansafal Finserve's EV-to-EBITDA ratio for today is 41.47.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Dhansafal Finserve's Enterprise Value is ₹725.0 Mil. Dhansafal Finserve's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹122.3 Mil. Therefore, Dhansafal Finserve's EV-to-Revenue ratio for today is 5.93.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Dhansafal Finserve's Enterprise Value is ₹725.0 Mil. Dhansafal Finserve's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.0 Mil. Therefore, Dhansafal Finserve's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Dhansafal Finserve's Enterprise Value is ₹725.0 Mil. Dhansafal Finserve's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.0 Mil. Therefore, Dhansafal Finserve's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Dhansafal Finserve  (BOM:512048) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Dhansafal Finserve's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=724.968/9.743
=74.41

Dhansafal Finserve's current Enterprise Value is ₹725.0 Mil.
Dhansafal Finserve's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹9.7 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Dhansafal Finserve's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=724.968/17.48
=41.47

Dhansafal Finserve's current Enterprise Value is ₹725.0 Mil.
Dhansafal Finserve's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹17.5 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Dhansafal Finserve's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=724.968/122.316
=5.93

Dhansafal Finserve's current Enterprise Value is ₹725.0 Mil.
Dhansafal Finserve's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹122.3 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Dhansafal Finserve's EV-to-OCF for today is:


Dhansafal Finserve's current Enterprise Value is ₹725.0 Mil.
Dhansafal Finserve's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Dhansafal Finserve's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=724.968/0
=

Dhansafal Finserve's current Enterprise Value is ₹725.0 Mil.
Dhansafal Finserve's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Dhansafal Finserve Enterprise Value Related Terms


Dhansafal Finserve Enterprise Value Historical Data

* Premium members only.

The historical data trend for Dhansafal Finserve's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhansafal Finserve Enterprise Value Chart

Dhansafal Finserve Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 367.56 260.56 383.23 879.28 759.04

Dhansafal Finserve Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 879.28 1,002.37 963.24 729.78 759.04

BOM:512048 vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Dhansafal Finserve's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhansafal Finserve Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dhansafal Finserve's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Dhansafal Finserve's Enterprise Value falls into.


BOM:512048
57GF Score
Dhansafal Finserve Ltd BOM:512048
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhansafal Finserve Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Dhansafal Finserve's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Dhansafal Finserve's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹725.0 Mil mean?
Dhansafal Finserve (BOM:512048) has a Enterprise Value of ₹725.0 Mil as of Aug. 12, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Dhansafal Finserve and its competitors.
Is Dhansafal Finserve's Enterprise Value too high?
Dhansafal Finserve's current Enterprise Value is ₹725.0 Mil. Overall, Dhansafal Finserve has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dhansafal Finserve's Enterprise Value compare to V and MA?
Dhansafal Finserve's Enterprise Value of ₹725.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Dhansafal Finserve and its competitors. Dhansafal Finserve's current Enterprise Value is ₹725.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhansafal Finserve stock overvalued right now?
Based on GuruFocus' analysis, Dhansafal Finserve (BOM:512048) is currently considered Possible Value Trap. The stock's GF Value™ is ₹10.92, compared to a current price of ₹2.43 — trading 77.7% below its estimated fair value. The current Enterprise Value is ₹725.0 Mil. Dhansafal Finserve's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Dhansafal Finserve (BOM:512048), the current Enterprise Value is ₹725.0 Mil as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhansafal Finserve (BOM:512048) Overvalued in 2026?

Based on GuruFocus' analysis, Dhansafal Finserve stock appears to be undervalued. The current stock price of ₹2.43 is trading 77.7% below its estimated GF Value™ of ₹10.92. GuruFocus considers Dhansafal Finserve to be Possible Value Trap.

Key valuation signals for BOM:512048:

  • Enterprise Value: ₹725.0 Mil
  • GF Value™: ₹10.92 vs. price of ₹2.43 (77.7% below fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the BOM:512048 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhansafal Finserve Business Description

Address G 1402, Lotus Corporate Park, Jay Coach Area, Goregaon East, Mumbai, MH, IND, 400063
Dhansafal Finserve Ltd operates as a non-banking financial company focused on providing retail and mortgage-based financial services in India. The company offers various loan products including loans against property, personal loans, auto and home loans, trade financing, and loans against shares and securities. It aims to simplify credit access, particularly in semi-urban and underserved markets, through flexible financing solutions. Revenue is generated through interest income on loans and lending services targeted at commercial, industrial, and financial clients.
57GF Score

Get the complete analysis for BOM:512048

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2.43
Price
₹10.92
GF Value