Dhansafal Finserve (BOM:512048) OCF Yield %: -71.62 (As of Aug. 12, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:512048 Dhansafal Finserve Ltd BOM:512048
57 GF Score
Price ₹2.43
GF Value ₹10.92
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Dhansafal Finserve OCF Yield %?

Dhansafal Finserve BOM:512048 +1.67% 57 OCF Yield % is -71.62 as of Aug. 12, 2026. GuruFocus rates BOM:512048 with a GF Score™ of 57/100 and a GF Value™ of ₹10.92 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 542 Credit Services companies, Dhansafal Finserve ranks worse than 95.2% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Dhansafal Finserve's Trailing 12-Month Cash Flow from Operations is ₹0.0 Mil, and Market Cap is ₹552.0 Mil. Therefore, Dhansafal Finserve's OCF Yield % for today is -71.62%.

The historical rank and industry rank for Dhansafal Finserve's OCF Yield % or its related term are showing as below:

BOM:512048' s OCF Yield % Range Over the Past 10 Years
Min: -71.62   Med: 0   Max: -71.62
Current: -71.62


During the past 13 years, the highest OCF Yield % of Dhansafal Finserve was -71.62%. The lowest was -71.62%. And the median was %.

BOM:512048's OCF Yield % is ranked worse than
95.2% of 542 companies
in the Credit Services industry
Industry Median: -0.025 vs BOM:512048: -71.62

Dhansafal Finserve's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Dhansafal Finserve OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Dhansafal Finserve OCF Yield % Related Terms


Dhansafal Finserve OCF Yield % Historical Data

* Premium members only.

The historical data trend for Dhansafal Finserve's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhansafal Finserve OCF Yield % Chart

Dhansafal Finserve Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.07 16.13 -6.70 -40.22 -66.34

Dhansafal Finserve Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:512048 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Dhansafal Finserve's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhansafal Finserve OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dhansafal Finserve's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Dhansafal Finserve's OCF Yield % falls into.


BOM:512048
57GF Score
Dhansafal Finserve Ltd BOM:512048
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhansafal Finserve OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Dhansafal Finserve's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-388.781 / 586.0212
=-66.34%

Dhansafal Finserve's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 586.0212
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -71.62 mean?
Dhansafal Finserve (BOM:512048) has a OCF Yield % of -71.62 as of Aug. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Dhansafal Finserve and its competitors. According to the industry distribution chart, Dhansafal Finserve ranks #516 out of 542 companies in the Credit Services industry, placing it in the top 95.2%.
Is Dhansafal Finserve's OCF Yield % too high?
Dhansafal Finserve's current OCF Yield % is -71.62. Based on the distribution chart, Dhansafal Finserve ranks #516 out of 542 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Dhansafal Finserve has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dhansafal Finserve's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Dhansafal Finserve ranks #516 out of 542 companies for OCF Yield %. This places Dhansafal Finserve in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Dhansafal Finserve and its competitors. Dhansafal Finserve's current OCF Yield % is -71.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhansafal Finserve stock overvalued right now?
Based on GuruFocus' analysis, Dhansafal Finserve (BOM:512048) is currently considered Possible Value Trap. The stock's GF Value™ is ₹10.92, compared to a current price of ₹2.43 — trading 77.7% below its estimated fair value. The current OCF Yield % is -71.62. Dhansafal Finserve's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Dhansafal Finserve (BOM:512048), the current OCF Yield % is -71.62 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhansafal Finserve (BOM:512048) Overvalued in 2026?

Based on GuruFocus' analysis, Dhansafal Finserve stock appears to be undervalued. The current stock price of ₹2.43 is trading 77.7% below its estimated GF Value™ of ₹10.92. GuruFocus considers Dhansafal Finserve to be Possible Value Trap.

Key valuation signals for BOM:512048:

  • OCF Yield %: -71.62
  • GF Value™: ₹10.92 vs. price of ₹2.43 (77.7% below fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the BOM:512048 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhansafal Finserve Business Description

Address G 1402, Lotus Corporate Park, Jay Coach Area, Goregaon East, Mumbai, MH, IND, 400063
Dhansafal Finserve Ltd operates as a non-banking financial company focused on providing retail and mortgage-based financial services in India. The company offers various loan products including loans against property, personal loans, auto and home loans, trade financing, and loans against shares and securities. It aims to simplify credit access, particularly in semi-urban and underserved markets, through flexible financing solutions. Revenue is generated through interest income on loans and lending services targeted at commercial, industrial, and financial clients.
57GF Score

Get the complete analysis for BOM:512048

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2.43
Price
₹10.92
GF Value