CPBI (Central Plains Bancshares) Enterprise Value: $32.67 Mil (As of Jul. 26, 2026) ***

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CPBI Central Plains Bancshares Inc CPBI
35 GF Score
Price $19.80
GF Value $17.03
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Central Plains Bancshares Enterprise Value?

Central Plains Bancshares CPBI -1.54% 35 Enterprise Value is $32.67 Mil as of Jul. 26, 2026. GuruFocus rates CPBI with a GF Score™ of 35/100 and a GF Value™ of $17.03 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Central Plains Bancshares's Enterprise Value is $32.67 Mil. Central Plains Bancshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $21.07 Mil. Therefore, Central Plains Bancshares's EV-to-Revenue ratio for today is 1.55.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Central Plains Bancshares's Enterprise Value is $32.67 Mil. Central Plains Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $6.69 Mil. Therefore, Central Plains Bancshares's EV-to-OCF ratio for today is 4.89.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Central Plains Bancshares's Enterprise Value is $32.67 Mil. Central Plains Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $5.81 Mil. Therefore, Central Plains Bancshares's EV-to-FCF ratio for today is 5.62.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Central Plains Bancshares  (NAS:CPBI) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Central Plains Bancshares's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=32.669/21.073
=1.55

Central Plains Bancshares's current Enterprise Value is $32.67 Mil.
Central Plains Bancshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $21.07 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Central Plains Bancshares's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=32.669/6.686
=4.89

Central Plains Bancshares's current Enterprise Value is $32.67 Mil.
Central Plains Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.69 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Central Plains Bancshares's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=32.669/5.808
=5.62

Central Plains Bancshares's current Enterprise Value is $32.67 Mil.
Central Plains Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.81 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Central Plains Bancshares Enterprise Value Related Terms


Central Plains Bancshares Enterprise Value Historical Data

* Premium members only.

The historical data trend for Central Plains Bancshares's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Plains Bancshares Enterprise Value Chart

Central Plains Bancshares Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Enterprise Value
0.00 30.76 34.16 41.86

Central Plains Bancshares Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.16 64.41 68.35 43.04 41.86

CPBI vs CYFL, PBKX, REDW: Enterprise Value Comparison

For the Banks - Regional subindustry, Central Plains Bancshares's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Plains Bancshares Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Central Plains Bancshares's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Central Plains Bancshares's Enterprise Value falls into.


CPBI
35GF Score
Central Plains Bancshares Inc CPBI
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Plains Bancshares Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Central Plains Bancshares's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Central Plains Bancshares's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $32.67 Mil mean?
Central Plains Bancshares (CPBI) has a Enterprise Value of $32.67 Mil as of Jul. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Central Plains Bancshares and its competitors.
Is Central Plains Bancshares' Enterprise Value too high?
Central Plains Bancshares' current Enterprise Value is $32.67 Mil. Overall, Central Plains Bancshares has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Plains Bancshares' Enterprise Value compare to CYFL and PBKX?
Central Plains Bancshares' Enterprise Value of $32.67 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Central Plains Bancshares and its competitors. Central Plains Bancshares's current Enterprise Value is $32.67 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Plains Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Central Plains Bancshares (CPBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.03, compared to a current price of $19.80 — trading 16.3% above its estimated fair value. The current Enterprise Value is $32.67 Mil. Central Plains Bancshares' overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Central Plains Bancshares (CPBI), the current Enterprise Value is $32.67 Mil as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Plains Bancshares (CPBI) Overvalued in 2026?

Based on GuruFocus' analysis, Central Plains Bancshares stock appears to be overvalued. The current stock price of $19.80 is trading 16.3% above its estimated GF Value™ of $17.03. GuruFocus considers Central Plains Bancshares to be Modestly Overvalued.

Key valuation signals for CPBI:

  • Enterprise Value: $32.67 Mil
  • GF Value™: $17.03 vs. price of $19.80 (16.3% above fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the CPBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Plains Bancshares Business Description

Address 221 South Locust Street, Grand Island, NE, USA, 68801
Central Plains Bancshares Inc operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that provides mortgage, consumer, commercial real estate, and commercial loans. The bank business consists mainly of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in primary market area, as well as commercial real estate loans. The company's revenue is derived from the business of banking.
35GF Score

Get the complete analysis for CPBI

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.80
Price
$17.03
GF Value