CPBI (Central Plains Bancshares) Net Loan: $442.54 Mil (As of Mar. 2026)

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CPBI Central Plains Bancshares Inc CPBI
35 GF Score
Price $19.91
GF Value $17.03
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Central Plains Bancshares Net Loan?

Central Plains Bancshares CPBI +0.69% 35 Net Loan is $442.54 Mil as of Mar. 2026. GuruFocus rates CPBI with a GF Score™ of 35/100 and a GF Value™ of $17.03 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Central Plains Bancshares's quarterly net loan increased from Sep. 2025 ($416.80 Mil) to Dec. 2025 ($424.66 Mil) and increased from Dec. 2025 ($424.66 Mil) to Mar. 2026 ($442.54 Mil).

Central Plains Bancshares's annual net loan increased from Mar. 2024 ($374.39 Mil) to Mar. 2025 ($424.66 Mil) and increased from Mar. 2025 ($424.66 Mil) to Mar. 2026 ($442.54 Mil).

Central Plains Bancshares Net Loan Historical Data

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The historical data trend for Central Plains Bancshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Plains Bancshares Net Loan Chart

Central Plains Bancshares Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Net Loan
0.00 374.39 396.76 442.54

Central Plains Bancshares Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 396.76 407.78 416.80 424.66 442.54
CPBI
35GF Score
Central Plains Bancshares Inc CPBI
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Plains Bancshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $442.54 Mil mean?
Central Plains Bancshares (CPBI) has a Net Loan of $442.54 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Central Plains Bancshares and its competitors.
Is Central Plains Bancshares' Net Loan too high?
Central Plains Bancshares' current Net Loan is $442.54 Mil. Overall, Central Plains Bancshares has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Plains Bancshares' Net Loan compare to JUVF and CZNL?
Central Plains Bancshares' Net Loan of $442.54 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Central Plains Bancshares and its competitors. Central Plains Bancshares's current Net Loan is $442.54 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Plains Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Central Plains Bancshares (CPBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.03, compared to a current price of $19.91 — trading 16.9% above its estimated fair value. The current Net Loan is $442.54 Mil. Central Plains Bancshares' overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Central Plains Bancshares (CPBI), the current Net Loan is $442.54 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Plains Bancshares (CPBI) Overvalued in 2026?

Based on GuruFocus' analysis, Central Plains Bancshares stock appears to be overvalued. The current stock price of $19.91 is trading 16.9% above its estimated GF Value™ of $17.03. GuruFocus considers Central Plains Bancshares to be Modestly Overvalued.

Key valuation signals for CPBI:

  • Net Loan: $442.54 Mil
  • GF Value™: $17.03 vs. price of $19.91 (16.9% above fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the CPBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Central Plains Bancshares Business Description

Address 221 South Locust Street, Grand Island, NE, USA, 68801
Central Plains Bancshares Inc operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that provides mortgage, consumer, commercial real estate, and commercial loans. The bank business consists mainly of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in primary market area, as well as commercial real estate loans. The company's revenue is derived from the business of banking.
35GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.91
Price
$17.03
GF Value