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Central Plains BancsharesCPBI -1.54%35 FCF Yield % is 7.01 as of Jul. 26, 2026, which is 170% above its 10-year median of 2.60. GuruFocus rates CPBI with a GF Score™ of 35/100 and a GF Value™ of $17.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, Central Plains Bancshares ranks worse than 55.24% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Central Plains Bancshares FCF Yield % Related Terms
Central Plains Bancshares FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Central Plains Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Plains Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Central Plains Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Central Plains Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Plains Bancshares (CPBI) has a FCF Yield % of 7.01 as of Jul. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Central Plains Bancshares and its competitors. This is 170% above median its historical median of 2.60. According to the industry distribution chart, Central Plains Bancshares ranks #828 out of 1499 companies in the Banks industry, placing it in the top 55.2%.
Is Central Plains Bancshares' FCF Yield % too high?
Central Plains Bancshares' current FCF Yield % of 7.01 is 170% above median its 10-year median of 2.60. The Banks industry median FCF Yield % is 8.10. Central Plains Bancshares' value of 7.01 is 13.5% below this industry median. Based on the distribution chart, Central Plains Bancshares ranks #828 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Central Plains Bancshares has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Plains Bancshares' FCF Yield % compare to CYFL and PBKX?
According to the Banks industry distribution chart, Central Plains Bancshares ranks #828 out of 1499 companies for FCF Yield %. This places Central Plains Bancshares in the lower half of its industry. The industry median FCF Yield % is 8.10. Central Plains Bancshares' value of 7.01 is 13.5% below this benchmark. While the company's 10-year median is 2.60 vs. the industry median of 8.10, Central Plains Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Plains Bancshares's current FCF Yield % of 7.01 is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Central Plains Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Plains Bancshares's current FCF Yield % is 7.01, which is 170% above median its own 10-year median of 2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Plains Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Central Plains Bancshares (CPBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.03, compared to a current price of $19.80 — trading 16.3% above its estimated fair value. The current FCF Yield % is 7.01, which is 170% above median its 10-year median of 2.60 and 13.5% below the Banks industry median of 8.10. Central Plains Bancshares' overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Central Plains Bancshares (CPBI), the current FCF Yield % is 7.01 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Plains Bancshares (CPBI) Overvalued in 2026?
Based on GuruFocus' analysis, Central Plains Bancshares stock appears to be overvalued.
The current stock price of $19.80 is trading 16.3% above its estimated GF Value™ of $17.03.
GuruFocus considers Central Plains Bancshares to be Modestly Overvalued.
Key valuation signals for CPBI:
FCF Yield %: 7.01 (170% above median its 10-year median of 2.60)
GF Value™: $17.03 vs. price of $19.80 (16.3% above fair value)
Industry Position: 13.5% below the Banks median (#828 of 1499)
No single metric tells the full story. See the CPBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Plains Bancshares Inc operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that provides mortgage, consumer, commercial real estate, and commercial loans. The bank business consists mainly of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in primary market area, as well as commercial real estate loans. The company's revenue is derived from the business of banking.
35GF Score
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